Polk County property record for 407 E Main St, Humansville, MO 65674
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,132 sqft · built 1959 |
| Lot Size | 0.219 acres (9,558 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $398 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0010769-0000 |
| Primary APN | 01-0010769-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Base Area |
| 1st Floor Area | 1,132 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 9,558 sqft (0.219 acres) |
| Lot Dimensions | 177 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 01-0010769-0000 |
|---|---|
| Street Address | 407 E MAIN ST |
| City | HUMANSVILLE |
| State | MO |
| Zip | 65674-8556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUMANSVILLE-EAST ADD W 2' LT 3 & ALL OF LT 4 BLK 12 |
| Legal Range | 24W |
| Legal Township | 35N |
| Legal Section | 16 |
| Legal Subdivision | EAST ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 3-4 |
| Jurisdiction | POLK MO |
| Township / Civil Division | JOHNSON |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960101 |
407 E Main St is owned and occupied by two individuals who acquired it in June 2023.
Source: Polk County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 E MAIN ST, HUMANSVILLE, MO 65674-8556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage U S BANK N A |
| Apr 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2017 |
| Deed Sale | Dec 4, 2017 |
| Last Transfer Date | Jun 7, 2023 |
| Transfer Doc | 0000002030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK MO |
| Recording Date | May 27, 2026 |
| Property Address | 407 E MAIN ST, HUMANSVILLE, MO 65674-8556 |
| Document Number | 0000002183 |
| Book / Page | 2026 / 2183 |
| Instrument Date | May 6, 2026 |
| Instrument | 20262183 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 407 E MAIN ST, HUMANSVILLE, MO 65674-8556 |
| Document Number | 0000002183, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 2026/2183 |
| Instrument | 20262183 |
| Name | U S BANK N A |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK MO |
| Recording Date | Apr 27, 2026 |
| Property Address | 407 E MAIN ST, HUMANSVILLE, MO 65674-8556 |
| Document Number | 0000001692 |
| Book / Page | 2026 / 1692 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261692 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 E MAIN ST, HUMANSVILLE, MO 65674-8556 |
The 2025 property tax bill for 407 E Main St was $398, down 2.7% from the year before.
Source: Polk County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Polk County |
| Municipality | Humansville City |
| Unified School District | Humansville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $398.00 (-2.69%) | $7,470 | $39,316 |
| 2024 | $409.00 | ||
| 2023 | $7,080 | $36,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 E Main St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUMANSVILLE PWS serves 1,048 people · EPA ID MO5010387 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Socket Telecom Cable | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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