407 E Lamar St, Royse City, TX 75189 Property Records

Rockwall County property record for 407 E Lamar St, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,272 sqft · built 1957
Lot Size	0.102 acres (4,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,100 (Jan 2022)
Tax Bill	$4,628 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`449000800005000R`

Property Details

APN / Parcel Number

Primary APN	`449000800005000R`
Alternative APNs	`R20090` `20090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,288 sqft
1st Floor Area	1,272 sqft
Flooring	Terrazzo
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	72 ft deep x 58 ft wide
Garage Type	Attached
Porch	Covered Porch
Porch Area	60 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	407 E LAMAR ST
City	ROYSE CITY
State	TX
Zip	75189-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCASLAND, BLOCK 80, LOT 5
Legal Subdivision	MCCASLAND
Legal Tract	5
Legal Block	80
Legal Lot Number	5
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2008
Census Tract	40405

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 E LAMAR ST, ROYSE CITY, TX 75189-3925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP
Dec 14, 2006	Deed of Trust, Mortgage COUNTRYWIDE HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	2022612
Prior Transfer Date	Dec 18, 2006
Prior Transfer Doc	0000371652
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	407 E LAMAR ST, ROYSE CITY, TX 75189-3925
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2572 SALDANA DR, FATE, TX 75189-4581

Mortgage

Document Number	0000021062
Date	Dec 14, 2023
Instrument	20230000021062

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 7, 2022
Property Address	407 E LAMAR ST, ROYSE CITY, TX 75189-3925
Document Number	0000000612
Map Reference	VOL 25 PG 6
Instrument Date	Jan 5, 2022
Instrument	20220000000612
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12925 HANWELL AVE, DOWNEY, CA 90242-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E LAMAR ST, ROYSE CITY, TX 75189-3925

Mortgage

Document Number	0000000613
Date	Jan 7, 2022
Instrument	20220000000613

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company
Address	TRENTON, NJ 08628
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	407 E LAMAR ST, ROYSE CITY, TX 75189-3925
Document Number	0000021935
Instrument Date	Dec 14, 2006
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E LAMAR ST ROYSE CITY TX 751893925, ROYSE CITY, TX 75189-3925

Mortgage

Document Number	0000021935
Date	Nov 28, 2017
Instrument	21935

Lender

Name	COUNTRYWIDE HM LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302-1613

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 27, 2027

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,064 (-) Land $132,000 Building $90,064	$222,064 (-) Land $132,000 Building $90,064
2025	$4,628.00 (+0.24%)	$222,064 (-1.76%) Land $132,000 Building $90,064	$222,064 (-1.76%) Land $132,000 Building $90,064
2024	$4,617.00 (-3.53%)
2023	$4,786.00 (+76.61%)	$226,045 Land $132,000 Building $94,045	$226,045 Land $132,000 Building $94,045
2021	$2,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYSE CITY serves 24,313 people · EPA ID TX1990002
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Peoples Communications, Point Broadband.

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