407 E Garfield Ave, Swanton, OH 43558 Property Records

Fulton County property record for 407 E Garfield Ave, Swanton, OH 43558

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1900
Lot Size	0.219 acres (9,518 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Dec 2025)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-054084-00.000`

Property Details

APN / Parcel Number

Primary APN	`28-054084-00.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	912 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,518 sqft (0.219 acres)
Lot Dimensions	156 ft deep x 61 ft wide
Garage Type	Mixed
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	296 sqft
Canopy	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	407 E GARFIELD AVE
City	SWANTON
State	OH
Zip	43558-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	JOSEPHINE CURTIS ADDITION LOT 15
Legal Range	00
Legal Township	00
Legal Section	15
Legal Subdivision	JOSEPHINE CURTIS ADDITION
Legal Lot Number	15
Jurisdiction	FULTON OH
Township / Civil Division	SWAN CREEK
Census Block Group	2
Census Block	2059
Census Tract	40200

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	307 N DEFIANCE ST, ARCHBOLD, OH 43502-1162
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSLA OF DELTA
Dec 22, 2025	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
Apr 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FSLA OF DELTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Sep 20, 2024 · Amount on Record
Deed Document Number	20255534
Deed Book / Page	388 / 343
Prior Transfer Date	Apr 19, 2006
Prior Transfer Doc	00262/2120
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	407 E GARFIELD AVE, SWANTON, OH 43558-1325
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00366/3558
Date	May 4, 2021
Book Page	366/3558
Instrument	202100002610

Lender

Name	FIRST FSLA OF DELTA
Type	Bank
Address	DELTA, OH 43515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON OH
Recording Date	Dec 22, 2025
Property Address	407 E GARFIELD AVE, SWANTON, OH 43558-1325
Document Number	000388/343
Book / Page	388 / 343
Map Reference	VOL 1 PG 165
Instrument Date	Dec 17, 2025
Instrument	202500005534
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 N DEFIANCE ST, ARCHBOLD, OH 43502-1162

Mortgage

Document Number	202500005535
Date	Dec 22, 2025
Instrument	202500005535

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FULTON OH
Recording Date	Apr 11, 2017
Property Address	407 E GARFIELD AVE, SWANTON, OH 43558-1325
Document Number	00340/0421
Book / Page	0340 / 0421
Instrument Date	Apr 6, 2017
Instrument	201700240583
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	407 E GARFIELD AVE, SWANTON, OH 43558-1325

Mortgage

Document Number	201700240584
Date	Apr 11, 2017
Instrument	201700240584

Lender

Name	FIRST FSLA OF DELTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Swan Creek Township
Municipality	Swanton Village
Unified School District	Swanton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (-8.02%)	$39,340 (-) Land $7,210 Building $32,130	$112,400 (-) Land $20,600 Building $91,800
2024	$1,596.00 (-3.27%)	$39,340 (-) Land $7,210 Building $32,130	$112,400 (-) Land $20,600 Building $91,800
2023	$1,650.00 (+18.79%)	$39,340 (+31.92%) Land $7,210 Building $32,130	$112,400 (+31.92%) Land $20,600 Building $91,800
2022	$1,389.00	$29,820 Land $6,020 Building $23,800
2020			$85,200 Land $17,200 Building $68,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2006–2008)
Most Recent Claim	Jul 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWANTON VILLAGE serves 3,855 people · EPA ID OH2601011
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: MetaLINK Technologies, Verizon.

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