407 E Elm St, Troy, AL 36081 Property Records

Pike County property record for 407 E Elm St, Troy, AL 36081

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,636 sqft · built 1920
Lot Size	0.18 acres (7,846 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Aug 2021)
Tax Bill	$369 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`821258`

Property Details

APN / Parcel Number

Primary APN	`821258`
Alternative APN	`55 10 09 32 1 003 008.000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,846 sqft (0.18 acres)
Lot Dimensions	119 ft deep x 73 ft wide
Porch	Patio
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	821258
Street Address	407 E ELM ST
City	TROY
State	AL
Zip	36081-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	COMG @ INTER S R/W LI ELM ST & R/W LI BRUNDIDGE ST E247.5' ALG R/W TO POB S119' E65' (80'S) N119' (104'S) W65' TO POB
Legal Range	21E
Legal Township	10N
Legal Section	32
Legal Subdivision	HILLCREST SUB
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	189101

Owner

Source: Pike County assessment roll, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 MURPHREE ST, TROY, AL 36081-2114
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage TROY BANK & TRUST CO
Aug 23, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Deed Document Number	20212679
Deed Book / Page	2021 / 2679
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Aug 30, 2021
Property Address	407 E ELM ST, TROY, AL 36081-3412
Document Number	02021/2679
Book / Page	2021 / 2679
Instrument Date	Apr 2, 2021
Instrument	20212679
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2527 LAWRENCE DR, TALLAHASSEE, FL 32303-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 MURPHREE ST, TROY, AL 36081-2114

Mortgage

Document Number	02021/9837
Date	Aug 30, 2021
Book Page	2021/9837
Instrument	20219837

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Aug 23, 2019
Property Address	407 E ELM ST, TROY, AL 36081-3412
Document Number	02019/2208
Book / Page	2019 / 2208
Instrument Date	Aug 21, 2019
Instrument	20192208
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4460 WARNER RD, TALLAHASSEE, FL 32309-6444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 WARNER RD, TALLAHASSEE, FL 32309-6444

Tax Assessment & Valuation

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$369.00	$10,000 (-) Land $2,020 Building $7,980	$49,980 (-) Land $10,100 Building $39,880
2024	$369.00	$10,000 (-) Land $2,020 Building $7,980	$49,980 (-) Land $10,100 Building $39,880
2023	$369.00 (+22.19%)	$10,000 (+21.95%)	$49,980 (+21.84%) Land $10,100 Building $39,880
2022	$302.00	$8,200	$41,020 Land $10,100 Building $30,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIKE COUNTY WATER AUTHORITY serves 12,021 people · EPA ID AL0001120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber · Cable	10,000 / 10,000

May also be available: T-Mobile USA, Verizon.

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