407 E Creston Ave, Des Moines, IA 50315 Property Records

Polk County property record for 407 E Creston Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,335 sqft · built 1939
Lot Size	0.183 acres (7,950 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Jun 2026)
Tax Bill	$3,770 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010/01242-000-000`

Property Details

APN / Parcel Number

Primary APN	`010/01242-000-000`
Alternative APN	`782415328008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
Gross Area	2,275 sqft
1st Floor Area	940 sqft
Attic	Attic
Attic Area	395 sqft
Basement Area	940 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Metal
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 53 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	407 E CRESTON AVE
City	DES MOINES
State	IA
Zip	50315-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 53F N 150F LOT 114 CRAWFORD PLACE
Legal Subdivision	CRAWFORD PLACE
Legal Lot Number	114
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1002
Census Tract	4300

Owner

407 E Creston Ave is owned and occupied by an individual who bought it in June 2026.

Source: Polk County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	407 E CRESTON AVE, DES MOINES, IA 50315-1965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CHARTER W BANK
May 5, 2021	Warranty Deed, Transfer · FHA Mortgage FRONTIER FINANCIAL INC
Dec 7, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 6, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	202632462
Deed Book / Page	20539 / 528
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 2, 2026
Property Address	407 E CRESTON AVE, DES MOINES, IA 50315-1965
Document Number	0000032462
Book / Page	20539 / 528
Instrument Date	May 29, 2026
Instrument	202632462
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,592.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CRESTON AVE, DES MOINES, IA 50315-1965

Mortgage

Document Number	0000032463,
Date	Jun 2, 2026
Instrument	202632463

Lender

Name	CHARTER W BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000032464,
Date	Jun 2, 2026
Book Page	20539/554
Instrument	202632464

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 5, 2021
Property Address	407 E CRESTON AVE, DES MOINES, IA 50315-1965
Document Number	0000046846
Book / Page	18514 / 163
Instrument Date	Apr 29, 2021
Instrument	2021-00046846
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 E CRESTON AVE, DES MOINES, IA 50315-1965

Mortgage

Document Number	0000046848
Date	May 5, 2021
Instrument	2021-00046848

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 7, 2018
Property Address	407 E CRESTON AVE, DES MOINES, IA 50315-1965
Document Number	201800044932
Book / Page	17175 / 0269
Instrument Date	Dec 5, 2018
Instrument	2018-00044932
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CRESTON AVE, DES MOINES, IA 50315-1965

Mortgage

Document Number	201800044934
Date	Dec 7, 2018
Instrument	2018-00044934

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000044935
Date	Dec 7, 2018
Book Page	17175/0290
Instrument	2018-00044935

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Feb 6, 2018
Property Address	407 E CRESTON AVE, DES MOINES, IA 50315-1965
Document Number	0000061647
Book / Page	016811 / 000606
Instrument Date	Jan 30, 2018
Instrument	61647
Transaction Type	Foreclosure
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$196.87
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,700 Land $25,300 Building $193,400	$218,700 Land $25,300 Building $193,400
2024	$3,770.00
2023		$202,100 Land $23,100 Building $179,000	$202,100 Land $23,100 Building $179,000
2020	$3,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E Creston Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Creston Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: AT&T, Verizon.

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