407 E Commercial St, Brady, NE 69123 Property Records

Lincoln County property record for 407 E Commercial St, Brady, NE 69123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1995
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,157 (2025)
Deeds & Mortgages	Mar 2024 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0064485.00`

Property Details

APN / Parcel Number

Primary APN	`0064485.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 E COMMERCIAL ST
City	BRADY
State	NE
Zip	69123-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	JOE NORRIS' SUB. 10; MAP NUMBER: 3179-11-0-00000-000-4485
Legal Range	27
Legal Township	12
Legal Section	11
Legal Subdivision	JOE NORRIS' SUBDIV
Jurisdiction	LINCOLN NE
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3078
Census Tract	959700

Owner

407 E Commercial St is owned and occupied by an individual who acquired it in May 2023.

Source: Lincoln County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	407 E COMMERCIAL ST, BRADY, NE 69123-2719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Transfer on Death Deed, Transfer TITLE SERVICES/PLAINS, TITLE SERVICES OF PLAINS LLC
Nov 27, 2023	Warranty Deed, Transfer · Commercial Mortgage PINNCACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 8, 2023
Transfer Doc	0000001698
Record Updated	Sep 20, 2026

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LINCOLN NE
Recording Date	Mar 29, 2024
Property Address	407 E COMMERCIAL ST, BRADY, NE 69123-2719
Document Number	0202401171
Instrument Date	Mar 29, 2024
Instrument	202401171
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	TITLE SERVICES/PLAINS, TITLE SERVICES OF PLAINS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NE
Recording Date	Nov 27, 2023
Property Address	407 E COMMERCIAL ST, BRADY, NE 69123-2719
Document Number	0202304408
Instrument Date	Nov 20, 2023
Instrument	202304408
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	STATE ABSTRACT COMPANY, SCOTT ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202304409
Date	Nov 27, 2023
Instrument	202304409

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 407 E Commercial St was $1,157, down 4.9% from the year before.

Source: Lincoln County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Brady Village
County	Lincoln County
Unified School District	Brady Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,157.00 (-4.93%)	$83,640 (+1.83%) Land $11,500 Building $72,140	$83,640 (+1.83%) Land $11,500 Building $72,140
2024	$1,217.00 (-15.66%)	$82,140 (+5.91%) Land $10,000 Building $72,140	$82,140 (+5.91%) Land $10,000 Building $72,140
2023	$1,443.00 (-2.24%)	$77,560 (+4.35%) Land $10,000 Building $67,560	$77,560 (+4.35%) Land $10,000 Building $67,560
2022	$1,476.00	$74,324 Land $10,000 Building $64,324	$74,324 Land $10,000 Building $64,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E Commercial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Commercial St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BRADY serves 383 people · EPA ID NE3111102
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Commercial St

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