407 E College St, Bowdon, GA 30108 Property Records

Carroll County property record for 407 E College St, Bowdon, GA 30108

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,785 sqft · built 1950
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2026)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B03-002-0008`

Property Details

APN / Parcel Number

Primary APN	`B03-002-0008`
Alternative APN	`29382`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,785 sqft Living Area
Gross Area	3,045 sqft
1st Floor Area	1,833 sqft
2nd Floor Area	802 sqft
Basement Area	536 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	224 ft deep x 133 ft wide
View / Lot	Corner/Waterfront
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	360 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29382
Street Address	407 E COLLEGE ST
City	BOWDON
State	GA
Zip	30108-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HSE/ACC/TR 2 (.52 AC) E COLLEGE ST B10
Legal Subdivision	COLLEGE ST EAST
Legal Tract	1
Jurisdiction	CARROLL GA
Township / Civil Division	BOWDON
Census Block Group	2
Census Block	2025
Census Tract	910400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bowdon Historic District listed 2009 · 260 contributing resources · NRIS 09001056

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

407 E College St is owned and occupied by two individuals who bought it in May 2026.

Source: Carroll County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 E COLLEGE ST, BOWDON, GA 30108-1112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
May 20, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Jul 10, 2026	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Apr 27, 2000 · Amount on File
Deed Book / Page	6430 / 347
Prior Transfer Date	May 19, 2026
Prior Transfer Doc	6444000827
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Recording Date	May 20, 2026
Property Address	407 E COLLEGE ST, BOWDON, GA 30108-1112
Document Number	6430000349
Book / Page	6430 / 349
Instrument Date	May 19, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3572 TODD DR, DOUGLASVILLE, GA 30135-2549

Mortgage

Document Number	6430000349,
Date	May 20, 2026
Book Page	6430/349

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	May 20, 2026
Property Address	407 E COLLEGE ST, BOWDON, GA 30108-1112
Document Number	6430000347
Book / Page	6430 / 347
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Aug 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E COLLEGE ST, BOWDON, GA 30108-1112

Mortgage

Document Number	6430000349,
Date	May 20, 2026
Book Page	6430/349

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2026: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	CARROLL GA
Recording Date	Jul 10, 2026
Property Address	407 E COLLEGE ST, BOWDON, GA 30108-1112
Document Number	6444000827
Book / Page	6444 / 827
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E COLLEGE ST, BOWDON, GA 30108-1112

Tax Assessment & Valuation

The 2025 property tax bill for 407 E College St was $3,477.

Source: Carroll County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Municipality	Bowdon City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,477.00	$136,863 (-4.08%) Land $9,324 Building $127,539	$342,158 (-4.08%) Land $23,311 Building $318,847
2024	$3,477.00 (+15.09%) Homeowner's exemption	$142,683 (+8.59%) Land $14,341 Building $128,342	$356,708 (+8.59%) Land $35,852 Building $320,856
2023	$3,021.00 (-1.6%) Homeowner's exemption	$131,399 (+26.93%) Land $14,341 Building $117,058	$328,498 (+26.93%) Land $35,852 Building $292,646
2022	$3,070.00 Homeowner's exemption	$103,524 Land $9,550 Building $93,974	$258,809 Land $23,874 Building $234,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E College St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 92% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWDON serves 6,180 people · EPA ID GA0450000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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