Young County property record for 407 E Church St, Olney, TX 76374
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 4,942 sqft · built 1940 |
| Lot Size | 8.19 acres (356,756 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,240 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00478-0300-0000 |
| Primary APN | 00478-0300-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,942 sqft Living Area |
| Gross Area | 8,481 sqft |
| 1st Floor Area | 1,891 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 356,756 sqft (8.19 acres) |
| Garage Type | Carport |
| Garage Area | 925 sqft |
| Carport | Carport |
| Carport Area | 925 sqft |
| Porch | Porch |
| Porch Area | 844 sqft |
| Patio Area | 28 sqft |
| Heating System | Central |
|---|
| Street Address | 407 E CHURCH ST |
|---|---|
| City | OLNEY |
| State | TX |
| Zip | 76374-2178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TE&L 231 - A-0478 - TR 8A - 8.19 AC |
| Legal Subdivision | T E & L CO SURVEY 231 ABSTRACT NO478 |
| Legal Tract | 8A |
| Legal Block | 300 |
| Jurisdiction | YOUNG TX |
| Township / Civil Division | OLNEY |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 950200 |
407 E Church St, a rural home, is owned by a company that acquired it in August 2024 and is owner-occupied.
Source: Young County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 218, OLNEY, TX 76374-0218 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2024 |
| Deed Sale | Aug 13, 2024 |
| Deed Document Number | 20242300 |
| Prior Transfer Date | Feb 28, 2005 |
| Prior Transfer Doc | 0965/244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOUNG TX |
| Property Address | 407 E CHURCH ST, OLNEY, TX 76374-2178 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 407 E CHURCH ST, OLNEY, TX 76374-2178 |
| Document Number | 0025003294 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 25003294 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 407 E Church St was $7,240 with a homeowner's exemption, up 19.6% from the year before.
Source: Young County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Young County |
| Municipality | Olney City |
| Unified School District | Olney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,240.00 (+19.63%) Homeowner's exemption | $363,360 (-3.28%) Land $73,710 Building $289,650 | $363,360 (-3.28%) Land $73,710 Building $289,650 |
| 2025 | $6,052.00 | $375,670 Land $77,810 Building $297,860 | $375,670 Land $77,810 Building $297,860 |
| 2023 | $89,930 Land $38,560 Building $51,370 | $89,930 Land $38,560 Building $51,370 | |
| 2022 | $1,326.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 E Church St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1983–2004) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 E Church St is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLNEY serves 3,007 people · EPA ID TX2520003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brazos Communications Fiber | 1,000 / 1,000 |
| Syntrio Fixed Wireless · Fiber in parts of the area | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures