407 E Chestnut St, Mount Vernon, OH 43050 Property Records

Knox County property record for 407 E Chestnut St, Mount Vernon, OH 43050

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 2,661 sqft · built 1900
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2024)
Tax Bill	$2,571 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-06425.000`

Property Details

APN / Parcel Number

Primary APN	`66-06425.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,661 sqft Total Area
1st Floor Area	1,845 sqft
Upper Floors Area	638 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	130 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 E CHESTNUT ST
City	MOUNT VERNON
State	OH
Zip	43050-2709
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	S PT EASTERN 4
Legal Subdivision	EASTERN ADDITION
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2008
Census Tract	7500

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E CHESTNUT ST, MOUNT VERNON, OH 43050-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Mar 25, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	20244569
Deed Book / Page	2028 / 540
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jul 11, 2024
Property Address	407 E CHESTNUT ST, MOUNT VERNON, OH 43050-2709
Document Number	0000004569
Book / Page	2028 / 540
Instrument Date	Jul 10, 2024
Instrument	202400004569
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S TRYON ST # 100, 100, CHARLOTTE, NC 28202-1841

Mortgage

Document Number	0000004570
Date	Jul 11, 2024
Instrument	202400004570

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Mar 25, 2022
Property Address	407 E CHESTNUT ST, MOUNT VERNON, OH 43050-2709
Document Number	0000002472
Book / Page	1914 / 25
Instrument Date	Mar 24, 2022
Instrument	20220-00002472
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CHESTNUT ST, MOUNT VERNON, OH 43050-2709

Mortgage

Document Number	22000002473
Date	Mar 25, 2022
Instrument	220-00002473

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$189,970 (-) Land $30,750 Building $159,220
2025	$2,571.00 (-2.21%)	$66,490 (-) Land $10,760 Building $55,730
2024	$2,629.00 (+1.78%)	$66,490 (-) Land $10,760 Building $55,730
2023	$2,583.00 (+16.3%)	$66,490 (+27.99%) Land $10,760 Building $55,730	$189,970 (+28%) Land $30,750 Building $159,220
2022	$2,221.00	$51,950 Land $8,410 Building $43,540
2020			$148,410 Land $24,020 Building $124,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Mercury Fiber, Verizon.

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