407 E Chapman Rd, Lutz, FL 33549 Property Records

Hillsborough County property record for 407 E Chapman Rd, Lutz, FL 33549 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage1,548 sqft Heated Area
Lot Size66,342 sqft (1.52 acres)
OccupancyOwner Occupied
Last Sale$530,000 (2023)
Tax Bill$6,352.00 (2025)

Property Details

APN / Parcel Number

Primary APN0155900200
Alternative APN
  • U252718ZZZ000000655600

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,548 sqft Heated Area
1st Floor700 sqft 1st Floor
2nd Floor784 sqft 2nd Floor
Upper Floors456 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2014
Architectural StyleContemporary Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area66,342 sqft (1.52 acres)
Parking Spaces2 Parking Spaces
Garage Area456 sqft Garage
Patio Area360 sqft Patio
Porch1 Porch
Porch Area18 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number0155900200
Street Address407 E CHAPMAN RD
CityLUTZ
StateFL
Zip33549-5718
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA PARCEL OF LAND LYING WITHIN SE 1/4 OF SEC DESC AS FOLLOWS COM AT A PT MARKED BY AN IRON PIPE ON N BDRY OF SE 1/4 LOCATED 11
Legal Range18E
Legal Township27S
Legal Section25
Legal SubdivisionA
Legal Lot Number560
JurisdictionHILLSBOROUGH FL
Minor Civil DivisionTAMPA
Census Blockgroup2
Census Block2009
Census Tract11007

Owner

Source: Hillsborough County records · APN 0155900200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address407 E CHAPMAN RD, LUTZ, FL 33549-5718
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Feb 22, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 08, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
FLORIDA CU
Nov 02, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANCARE LLC
Dec 03, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Prior SaleDec 03, 2020 · Amount on Record
Deed Doc Number2023264551
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 16, 2023
Property Address407 E CHAPMAN RD, LUTZ, FL 33549-5718
Document Number0000264551
Instrument DateJun 14, 2023
Instrument2023264551
Transaction TypeTransfer
Record UpdatedJul 14, 2023
Title CompanyNOT AVAILABLE, TIER 1 TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,710.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address407 E CHAPMAN RD, LUTZ, FL 33549-5718

Transferred To (Grantee/Buyer)

NameVerified Name
Address5902 N CHEROKEE AVE, TAMPA, FL 33604-6714

Mortgage

Document Number0000264552
DateJun 16, 2023
Instrument2023264552
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address407 E CHAPMAN RD, LUTZ, FL 33549-5718
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E CHAPMAN RD, LUTZ, FL 33549-5718
InvestorPossibly a Property Investor

Mortgage

Document Number0000074117
DateFeb 22, 2023
Instrument2023074117
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueDec 01, 2050

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address407 E CHAPMAN RD, LUTZ, FL 33549-5718
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000290079
DateJun 08, 2022
Instrument2022290079
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJun 23, 2042

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address407 E CHAPMAN RD, LUTZ, FL 33549-5718
Transaction TypeMortgage
Record UpdatedNov 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E CHAPMAN RD, LUTZ, FL 33549-5718

Mortgage

Document Number2021556607
DateNov 02, 2021
Instrument2021556607
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueDec 01, 2050

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 03, 2020
Property Address407 E CHAPMAN RD, LUTZ, FL 33549-5718
Document Number0000504987
Instrument DateNov 19, 2020
Instrument2020504987
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,344.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address49 LONGVIEW AVE, 49, ROCKY POINT, NY 11778-9128

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E CHAPMAN RD, LUTZ, FL 33549-5718
InvestorPossibly a Property Investor

Mortgage

Document Number0000504988
DateDec 03, 2020
Instrument2020504988
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,352.00 (+39.88%) Homeowner's exemption$359,223 (+30.38%)$441,073 (+18.14%) Land $177,555 Building $263,518
2023$4,541.00 (+7.45%) Homeowner's exemption$275,512 (+5.61%)$373,334 (+2.91%) Land $161,441 Building $211,893
2022$4,226.00 Homeowner's exemption$260,875$362,766 Land $161,441 Building $201,325

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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