407 E Carl St, Winchester, IN 47394 Property Records

Randolph County property record for 407 E Carl St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1964
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$154,812 (Jan 2024)
Tax Bill	$827 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-01595-00`

Property Details

APN / Parcel Number

Primary APN	`021-01595-00`
Alternative APNs	`68-09-21-331-085.000-021` `00000018287`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000018287
Street Address	407 E CARL ST
City	WINCHESTER
State	IN
Zip	47394-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENGLE MARKLE ADD LOT 41
Legal Subdivision	ENGLE MARKLE S ADDITION
Legal Lot Number	41
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	3
Census Block	3020
Census Tract	951700

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E CARL ST, WINCHESTER, IN 47394-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 28, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) INDIANA HOUSING & COMMUNITY DEVELOPMENT
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage KTL PERFORMANCE MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	202430
Prior Transfer Date	Aug 2, 2007
Prior Transfer Doc	0020075026
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jan 3, 2024
Property Address	407 E CARL ST, WINCHESTER, IN 47394-2207
Document Number	0020240030
Instrument Date	Dec 29, 2023
Instrument	20240030
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240031
Date	Jan 3, 2024
Instrument	20240031

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Mortgage

Document Number	0020240031
Date	Jan 3, 2024
Instrument	20240031

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	11819 MIAMI ST STE 100, OMAHA, NE 68164

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	407 E CARL ST, WINCHESTER, IN 47394-2207
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020225586
Date	Nov 28, 2022
Instrument	20225586

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Feb 21, 2017
Property Address	407 E CARL ST, WINCHESTER, IN 47394-2207
Document Number	0020170478
Instrument Date	Feb 17, 2017
Instrument	20170478
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E CARL ST, WINCHESTER, IN 47394-2207

Mortgage

Document Number	0020170479
Date	Feb 21, 2017
Instrument	20170479

Lender

Name	KTL PERFORMANCE MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$827.00 (+32.96%) Homeowner's exemption	$91,900 (+48.47%) Land $3,100 Building $88,800	$91,900 (+48.47%) Land $3,100 Building $88,800
2024	$622.00 (+18.25%)
2023		$61,900 (+2.48%) Land $6,900 Building $55,000	$61,900 (+2.48%) Land $6,900 Building $55,000
2022	$526.00	$60,400 Land $6,900 Building $53,500	$60,400 Land $6,900 Building $53,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2005–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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