407 E Broadway St, Winona, MN 55987 Property Records

Winona County property record for 407 E Broadway St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,248 sqft · built 1885
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Sep 2022)
Tax Bill	$1,616 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2017 Sale & Mortgage
APN	`32.300.2360`

Property Details

APN / Parcel Number

Primary APN	`32.300.2360`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	944 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 E BROADWAY ST
City	WINONA
State	MN
Zip	55987-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 LAIRDS ADDITION LOT-005 BLOCK-024
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	LAIRDS ADDITION
Legal Block	24
Legal Lot Number	5
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1018
Census Tract	670600

Owner

407 E Broadway St is owned and occupied by an individual who bought it in September 2022.

Source: Winona County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	407 E BROADWAY ST, WINONA, MN 55987-3928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Nov 1, 2017	Warranty Deed, Transfer · Commercial Mortgage MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Nov 1, 2017 · Amount on File
Deed Document Number	2022645011
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 6, 2022
Property Address	407 E BROADWAY ST, WINONA, MN 55987-3928
Document Number	000A645011
Instrument Date	Aug 31, 2022
Instrument	A645011
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$346.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 E BROADWAY ST, WINONA, MN 55987-3928

Mortgage

Document Number	000A645012
Date	Sep 6, 2022
Instrument	A645012

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2037

Mortgage

Document Number	000A645310
Date	Sep 20, 2022
Instrument	A645310

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 1, 2017
Property Address	407 E BROADWAY ST, WINONA, MN 55987-3928
Document Number	606443
Instrument Date	Oct 25, 2017
Instrument	606443
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1865 RALPH SCHARMER DR, WINONA, MN 55987-2169

Mortgage

Document Number	606444
Date	Nov 1, 2017
Instrument	606444

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 10, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 407 E Broadway St was $1,616 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,616.00 Homeowner's exemption	$185,500 (+14.08%) Land $40,600 Building $144,900	$185,500 (+14.08%) Land $40,600 Building $144,900
2025		$162,600 Land $40,600 Building $122,000	$162,600 Land $40,600 Building $122,000
2023	$1,392.00 Homeowner's exemption	$155,900 Land $39,000 Building $116,900	$155,900 Land $39,000 Building $116,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 407 E Broadway St; there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1991)
Most Recent Claim	Jul 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 E Broadway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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