407 E Adams St, Kirklin, IN 46050 Property Records

Clinton County property record for 407 E Adams St, Kirklin, IN 46050

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,924 sqft · built 2023
Lot Size	0.223 acres (9,711 sqft)
Owner	Individual Name on File
Last Sale	$362,592 (Apr 2024)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-16-07-305-004.000-007`

Property Details

APN / Parcel Number

Primary APN	`12-16-07-305-004.000-007`
Alternative APNs	`00839836917` `01706014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,711 sqft (0.223 acres)
Lot Dimensions	117 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00839836917
Street Address	407 E ADAMS ST
City	KIRKLIN
State	IN
Zip	46050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-19020-40 FIRST SUNSHINE ADD LOT 3
Legal Subdivision	FIRST SUNSHINE ADD
Legal Lot Number	3
Jurisdiction	CLINTON IN
Township / Civil Division	KIRKLIN
Census Block Group	4
Census Block	4017
Census Tract	950100

Owner

407 E Adams St is owned and occupied by an individual who bought it in April 2024.

Source: Clinton County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	407 E ADAMS ST, KIRKLIN, IN 46050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST
Apr 20, 2022	Warranty Deed, Transfer · Line of Credit FIRST FARMERS BANK & TRUST
Aug 28, 2017	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on File
Deed Sale	Apr 29, 2024 · Amount on File
Prior Sale	Apr 20, 2022 · Amount on File
Deed Document Number	20241359
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	409 E ADAMS ST, KIRKLIN, IN 46050-9698
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020224604
Date	Nov 15, 2022
Instrument	20224604

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	LANSING, MI 48919

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	11.5%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Apr 20, 2022
Property Address	409 E ADAMS ST, KIRKLIN, IN 46050-9698
Document Number	0020221594
Map Reference	MB 2 PG 54
Instrument Date	Apr 14, 2022
Instrument	20221594
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1613 SELIZABETH S T #4A # 4A, 4A, KOKOMO, IN 46902

Mortgage

Document Number	0020221595
Date	Apr 20, 2022
Instrument	20221595

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 15, 2023

August 2017: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CLINTON IN
Recording Date	Aug 28, 2017
Property Address	409 E ADAMS ST, KIRKLIN, IN 46050-9698
Document Number	0020173027
Instrument Date	Aug 25, 2017
Instrument	2017-3027
Transaction Type	Foreclosure
Record Updated	May 19, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 221, CICERO, IN 46034-0221

Tax Assessment & Valuation

The 2025 property tax bill for 407 E Adams St was $2,514 with a homeowner's exemption, up 18.3% from the year before.

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Kirklin Township
Municipality	Kirklin Town
Unified School District	Clinton Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,514.00 (+18.31%) Homeowner's exemption	$257,800 Land $11,000 Building $246,800	$257,800 Land $11,000 Building $246,800
2024	$2,125.00 (+726.85%)
2023	$257.00 (+162.24%)	$8,800 (-) Land $8,800	$8,800 (-) Land $8,800
2022	$98.00	$8,800 Land $8,800	$8,800 Land $8,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 407 E Adams St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKLIN WATER DEPARTMENT serves 788 people · EPA ID IN5212004
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
FiberHawk Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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