407 E 8th St, Gibson City, IL 60936 Property Records

Ford County property record for 407 E 8th St, Gibson City, IL 60936

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,633 sqft · built 1949
Lot Size	0.194 acres (8,450 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-11-282-002`

Property Details

APN / Parcel Number

Primary APN	`09-11-11-282-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,633 sqft Living Area
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	169 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	363 sqft

Location & Zoning

Street Address	407 E 8TH ST
City	GIBSON CITY
State	IL
Zip	60936-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 10' LOT 2 & W 40' LOT 3 BLK 33 & N1/2 VAC ALLEY LYG S & ADJ 1ST ADD 50 X 169
Legal Range	07E
Legal Township	23N
Legal Section	11
Legal Subdivision	ADJ 1ST ADD
Legal Block	33
Legal Lot Number	2,3
Jurisdiction	FORD IL
Township / Civil Division	DRUMMER
Census Block Group	4
Census Block	4005
Census Tract	962000

Owner

407 E 8th St is owned and occupied by two individuals.

Source: Ford County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 E 8TH ST, GIBSON CITY, IL 60936-1426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage BANK OF GIBSON CITY
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GIBSON CITY
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GIBSON CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	407 E 8TH ST, GIBSON CITY, IL 60936-1426
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 E 8TH ST, GIBSON CITY, IL 60936-1426

Mortgage

Document Number	0000282636
Date	Jan 11, 2024
Instrument	282636

Lender

Name	BANK OF GIBSON CITY
Type	Bank
Address	GIBSON CITY, IL 60936

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	8.5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	407 E 8TH ST, GIBSON CITY, IL 60936-1426
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278328
Date	Jan 12, 2022
Instrument	278328

Lender

Name	BANK OF GIBSON CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2027

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	407 E 8TH ST, GIBSON CITY, IL 60936-1426
Transaction Type	Mortgage
Record Updated	Jan 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	272171
Date	Nov 25, 2019
Instrument	272171

Lender

Name	BANK OF GIBSON CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jan 1, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 407 E 8th St was $1,808 with a homeowner's exemption.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Drummer Township
Municipality	Gibson City
Unified School District	Gibson City-Melvin-Sibley Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,808.00	$34,180 Land $5,310 Building $28,870	$102,540 Land $15,930 Building $86,610
2022	$1,170.00	$25,300 Land $3,930 Building $21,370	$75,900 Land $11,790 Building $64,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 E 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 407 E 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CITY serves 3,500 people · EPA ID IL0530100
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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