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407 E 7th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 407 E 7th St, Lynn Haven, FL 32444 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,556 sqft · built 1991
Lot Size0.171 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$234,500 (Apr 2019)
Tax Bill$2,616 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09440-000-000

Property Details

APN / Parcel Number

Primary APN09440-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,556 sqft Heated Area
Gross Area2,167 sqft
1st Floor Area1,556 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2006
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage Area483 sqft
DrivewayDriveway
Driveway Area640 sqft

Exterior Amenities

PorchPorch
Porch Area128 sqft
Patio Area144 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address407 E 7TH ST
CityLYNN HAVEN
StateFL
Zip32444-1823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNN HAVEN -1.29-MAP 102C1 W1/2 LOTS 1 & 2 ORB 4110 P 1872
Legal Range14W
Legal Township03S
Legal Section09
Legal SubdivisionLYNN HAVEN
Legal Block113
Legal Lot Number1,2 2
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group3
Census Block3017
Census Tract1402

Owner

Source: Bay County records · APN 09440-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 E 7TH ST, LYNN HAVEN, FL 32444-1823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2019 · Amount on Record
Deed SaleApr 10, 2019 · Amount on Record
Prior SaleSep 16, 2015 · Amount on Record
Deed Document Number2019036428
Deed Book / Page4110 / 1872
Record UpdatedJun 08, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateApr 10, 2019
Property Address407 E 7TH ST, LYNN HAVEN, FL 32444-1823
Document Number0041101872
Book / Page004110 / 001872
Instrument DateApr 09, 2019
Instrument36428
Transaction TypeTransfer
Record UpdatedApr 29, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,641.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E 7TH ST LYNN HAVEN FL 324441823, LYNN HAVEN, FL 32444-1823

Mortgage

Document Number41101874
DateApr 10, 2019
Book Page004110/001874
Instrument36429
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 09, 2044

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,616.00 (+0.15%) Homeowner's exemption$215,501 (+5.99%)$248,170 (+12.88%) Land $33,469 Building $214,701
2023$2,612.00 (+13.02%) Homeowner's exemption$203,328 (+3%)$219,853 (+9.23%) Land $34,170 Building $185,683
2022$2,311.00 Homeowner's exemption$197,406$201,279 Land $32,512 Building $168,767

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 38 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims41 (1995–2021)
Claims Outside the SFHA35 of 41
Most Recent ClaimAug 2021, rainfall accumulation, Tropical Storm Fred
Claims By Storm
  • Tropical Storm Fred, Aug 2021 · 4 claims
  • Hurricane Michael, Oct 2018 · 17 claims
  • Severe Storms And Flooding, Jul 2013 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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