Winona County property record for 407 E 5th St, Winona, MN 55987 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1890 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (Mar 2023) |
| Tax Bill | $900 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Mortgage + 1 more |
| APN | 32.300.1960 |
| Primary APN | 32.300.1960 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 416 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 140 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 E 5TH ST |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-3922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-26 TWP-107 RANGE-007 LAIRDS ADDITION LOT-005 BLOCK-021 E 1/2 |
| Legal Range | 007 |
| Legal Township | 107 |
| Legal Section | 26 |
| Legal Subdivision | LAIRDS ADDITION |
| Legal Block | 21 |
| Legal Lot Number | 5 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 670600 |
Source: Winona County records · APN 32.300.1960
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 E 5TH ST, WINONA, MN 55987-3922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Sep 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Mar 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2023 · Amount on Record |
| Deed Sale | Mar 07, 2023 · Amount on Record |
| Deed Document Number | 2023647806 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 407 E 5TH ST, WINONA, MN 55987-3922 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 407 E 5TH ST, WINONA, MN 55987-3922 |
| Document Number | 000A662727 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | A662727 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 407 E 5TH ST, WINONA, MN 55987-3922 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 407 E 5TH ST, WINONA, MN 55987-3922 |
| Document Number | 000A662706 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | A662706 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Mar 07, 2023 |
| Property Address | 407 E 5TH ST, WINONA, MN 55987-3922 |
| Document Number | 000A647806 |
| Instrument Date | Mar 02, 2023 |
| Instrument | A647806 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | TOWN N COUNTRY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 E 5TH ST, WINONA, MN 55987-3922 |
| Document Number | 000A647807 |
|---|---|
| Date | Mar 07, 2023 |
| Instrument | A647807 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Mar 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Max Rate | 12.7% |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900.00 (+27.48%) | ||
| 2025 | $102,800 (+1.18%) Land $24,200 Building $78,600 | $102,800 (+1.18%) Land $24,200 Building $78,600 | |
| 2023 | $706.00 Homeowner's exemption | $101,600 Land $23,300 Building $78,300 | $101,600 Land $23,300 Building $78,300 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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