407 E 4th St, Sanborn, IA 51248 Property Records

O'Brien County property record for 407 E 4th St, Sanborn, IA 51248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,288 sqft · built 1976
Lot Size	0.287 acres (12,500 sqft)
Owner	Company Name on Record
Last Sale	$155,500 (May 2026)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	May 2026 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0029116500`

Property Details

APN / Parcel Number

Primary APN	`0029116500`
Alternative APN	`0000291165`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	100 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Deck Area	128 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	407 E 4TH ST
City	SANBORN
State	IA
Zip	51248-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-97-41 AUD SUBD N 1/2 E 125 OF W 392.5 OF S 100 OF N 975.2 OF LOT 1
Legal Range	41W
Legal Township	97N
Legal Section	35
Legal Subdivision	AUD SUBD
Legal Lot Number	1
Jurisdiction	O'BRIEN IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3020
Census Tract	490200

Owner

Source: O'Brien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 451, ORANGE CITY, IA 51041-0451
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Sheriff's Deed, Transfer NONE LISTED ON DOCUMENT
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
May 23, 2019	Warranty Deed, Transfer · USDA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Document Number	20261360
Record Updated	Sep 20, 2026

May 2026: Sheriff's Deed, Transfer

Document Type	Sheriff's Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 6, 2026
Property Address	407 E 4TH ST, SANBORN, IA 51248-1004
Document Number	0000001360
Instrument Date	May 6, 2026
Instrument	20261360
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$25,048.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	407 E 4TH ST, SANBORN, IA 51248-1004
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200151
Date	Jan 20, 2022
Instrument	2022-00151

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	407 E 4TH ST, SANBORN, IA 51248-1004
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701488
Date	Jun 26, 2017
Instrument	2017-01488

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 23, 2019
Property Address	407 E 4TH ST, SANBORN, IA 51248-1004
Document Number	201901162
Instrument Date	May 17, 2019
Instrument	2019-01162
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 E 4TH ST, SANBORN, IA 51248-1004

Mortgage

Document Number	201901163
Date	May 23, 2019
Instrument	2019-01163

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sanborn City
Unified School District	Hartley-Melvin-Sanborn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00	$173,030 (+11.97%) Land $20,900 Building $152,130	$173,030 (+11.97%) Land $20,900 Building $152,130
2024	$2,206.00 (-0.99%)
2023		$154,530 (+16.35%) Land $20,900 Building $133,630	$154,530 (+16.35%) Land $20,900 Building $133,630
2022	$2,228.00	$132,820 Land $19,250 Building $113,570
2021			$132,820 Land $19,250 Building $113,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
The Community Agency Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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