407 E 4th St S, Oldtown, ID 83822 Property Records

Bonner County property record for 407 E 4th St S, Oldtown, ID 83822 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	1,728 sqft Finished Area
Lot Size	16,030 sqft (0.368 acres)
Garage	Detached, 625 sqft
Occupancy	Owner Occupied
Tax Bill	$619.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`RP00008003025AA`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,728 sqft Finished Area
1st Floor	1,728 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1978
Roof Construction	Hip Roof Construction
Roof Material	Galvanized Roof
Lot Area	16,030 sqft (0.368 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	625 sqft Garage
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	407 E 4TH ST S
City	OLDTOWN
State	ID
Zip	83822-8614
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	25-56N-6W ANKERSONS ADD TO OT BLK 3 LOT 25,26,27,28,29 & 30
Legal Range	06W
Legal Township	56N
Legal Section	25
Legal Subdivision	ANKERSONS ADD
Legal Block	3
Legal Lot Number	25-30
Jurisdiction	BONNER ID
Minor Civil Division	BLANCHARD-GLENGARY
Census Blockgroup	3
Census Block	3034
Census Tract	950701

Owner

Source: Bonner County records · APN RP00008003025AA

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 E 4TH ST S, OLDTOWN, ID 83822-8614
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	407 E 4TH ST S, OLDTOWN, ID 83822-8614
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000930297
Date	Oct 30, 2018
Instrument	930297

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 29, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,082 (+19.99%)	$326,082 (+19.99%)
2025	$619.00 (-4.62%) Homeowner's exemption	$271,767 (-12.46%) Land $100,746 Building $171,021	$271,767 (-12.46%) Land $100,746 Building $171,021
2023	$649.00 Homeowner's exemption	$310,435 Land $95,133 Building $215,302	$310,435 Land $95,133 Building $215,302

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 5% of Idaho
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.