407 E 3rd St, Louisville, NE 68037 Property Records

Cass County property record for 407 E 3rd St, Louisville, NE 68037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,028 sqft · built 1900
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (May 2025)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3253-00-0-30005-000-0614`

Property Details

APN / Parcel Number

Primary APN	`3253-00-0-30005-000-0614`
Alternative APN	`130042366`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
1st Floor Area	1,054 sqft
Basement Area	1,054 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Driveway	Concrete Driveway
Driveway Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	342 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	407 E 3RD ST
City	LOUISVILLE
State	NE
Zip	68037-7093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOUISVILLE -- ORIG TOWN LOTS 560 & 561
Legal Subdivision	ORIG TOWN
Legal Lot Number	560,561
Jurisdiction	CASS NE
Township / Civil Division	LOUISVILLE
Census Block Group	3
Census Block	3038
Census Tract	965700

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 E 3RD ST, LOUISVILLE, NE 68037-7093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 13, 2025	Warranty Deed, Transfer · FHA Mortgage DAYSPRING BANK
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Oct 16, 2009 · Amount on Record
Deed Document Number	20251724
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	407 E 3RD ST, LOUISVILLE, NE 68037-7093
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002608
Date	May 26, 2020
Instrument	2020-02608

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS NE
Recording Date	May 13, 2025
Property Address	407 E 3RD ST, LOUISVILLE, NE 68037-7093
Document Number	0202501724
Instrument Date	Apr 25, 2025
Instrument	2025-01724
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MIDWEST AREA TITLE INC, MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 E 3RD ST, LOUISVILLE, NE 68037-7093

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 E 3RD ST, LOUISVILLE, NE 68037-7093

Mortgage

Document Number	0202501725
Date	May 13, 2025
Instrument	2025-01725

Lender

Name	DAYSPRING BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS NE
Property Address	407 E 3RD ST, LOUISVILLE, NE 68037-7093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002608
Date	May 26, 2020
Instrument	2020-02608

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cass County
Municipality	Louisville City
Unified School District	Louisville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,635 (+0.91%) Land $40,320 Building $250,315	$290,635 (+0.91%) Land $40,320 Building $250,315
2025	$5,256.00 (+20.83%)	$288,025 (+5.95%) Land $40,320 Building $247,705	$288,025 (+5.95%) Land $40,320 Building $247,705
2024	$4,350.00 (-12.28%)	$271,860 (+8.07%) Land $40,320 Building $231,540	$271,860 (+8.07%) Land $40,320 Building $231,540
2023	$4,959.00	$251,565 Land $35,065 Building $216,500	$251,565 Land $35,065 Building $216,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	32 (1979–2024)
Claims Outside the SFHA	7 of 32
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2019 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTOE CO. RWD #3 - LOUISVILLE private · serves 630 people · EPA ID NE3121382
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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