407 E 31st St, Kearney, NE 68847 Property Records

Buffalo County property record for 407 E 31st St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	3 bd · 0.5 ba · 1,020 sqft · built 1950
Lot Size	0.173 acres (7,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (Jul 2024)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60576500018342`

Property Details

APN / Parcel Number

Primary APN	`60576500018342`
Alternative APNs	`3651-36-3-01064-000-0539` `605765000`

Interior

Bedrooms	3 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,020 sqft Total Area
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Finished Basement	765 sqft
Unfinished Basement	255 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,540 sqft (0.173 acres)
Lot Dimensions	130 ft deep x 58 ft wide
Garage Type	Mixed
Garage Area	672 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60576500018342
Street Address	407 E 31ST ST
City	KEARNEY
State	NE
Zip	68847-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	SW1/4 SS ADD KY LT 539 & W 2' LT 538
Legal Subdivision	SW1/4 SS ADD
Legal Lot Number	539,538
Jurisdiction	BUFFALO NE
Township / Civil Division	9
Census Block Group	4
Census Block	4008
Census Tract	969400

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 E 31ST ST, KEARNEY, NE 68847-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2024	Joint Tenancy Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OMAHA
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage BRUNING BANK
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Deed Document Number	20243102
Record Updated	Sep 20, 2026

July 2024: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUFFALO NE
Recording Date	Jul 16, 2024
Property Address	407 E 31ST ST, KEARNEY, NE 68847-3007
Document Number	0202403102
Instrument Date	Jul 15, 2024
Instrument	2024-03102
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CENTRAL NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$501.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202403103
Date	Jul 16, 2024
Instrument	2024-03103

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	407 E 31ST ST, KEARNEY, NE 68847-3007
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200940
Date	Feb 9, 2022
Instrument	2022-00940

Lender

Name	BRUNING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	407 E 31ST ST, KEARNEY, NE 68847-3007
Transaction Type	Mortgage
Record Updated	May 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801491
Date	Mar 16, 2018
Instrument	2018-01491

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	MILFORD, NE 68405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,850 (+3.67%) Land $37,685 Building $174,165	$211,850 (+3.67%) Land $37,685 Building $174,165
2025	$2,625.00 (-9.7%)	$204,355 (+19.62%) Land $37,685 Building $166,670	$204,355 (+19.62%) Land $37,685 Building $166,670
2023	$2,907.00	$170,830 Land $36,590 Building $134,240	$170,830 Land $36,590 Building $134,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Prairie Hills Wireless.

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