407 E 2nd St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 407 E 2nd St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`246-00420-0000`

Property Details

APN / Parcel Number

Primary APN	`246-00420-0000`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	407 E 2ND ST S
City	LADYSMITH
State	WI
Zip	54848-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORBETTS 2ND ADDITION LOT 2 BLOCK 4 VOLUME 598 PAGE 536
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Subdivision	CORBETTS 2ND ADD
Legal Block	4
Legal Lot Number	2
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	4
Census Block	4050
Census Tract	960500

Owner

Source: Rusk County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 E 2ND ST S, LADYSMITH, WI 54848-1851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Sep 24, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 27, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	407 E 2ND ST S, LADYSMITH, WI 54848-1851
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000357075
Date	Oct 12, 2020
Instrument	357075

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	407 E 2ND ST S, LADYSMITH, WI 54848-1851
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000361346
Date	Sep 24, 2021
Instrument	361346

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RUSK WI
Recording Date	Jun 27, 2023
Property Address	407 E 2ND ST S, LADYSMITH, WI 54848-1851
Document Number	0000367723
Instrument Date	Jun 27, 2023
Instrument	367723
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (+30.29%) Homeowner's exemption	$62,500 (-) Land $6,600 Building $55,900	$106,800 (+36.92%)
2023	$1,271.00 (-5.15%) Homeowner's exemption	$62,500 (-) Land $6,600 Building $55,900	$78,000 (+5.55%)
2022	$1,340.00 Homeowner's exemption	$62,500 Land $6,600 Building $55,900	$73,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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