Ross County property record for 407 E 2nd St, Bainbridge, OH 45612
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,632 sqft · built 1957 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Jun 2023) |
| Tax Bill | $1,665 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-11-12-357.000 |
| Primary APN | 23-11-12-357.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,092 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 111235 |
|---|---|
| Street Address | 407 E 2ND ST |
| City | BAINBRIDGE |
| State | OH |
| Zip | 45612-1136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 407 E SECOND RES P TAY 14 11-12-357 0269/1368 |
| Legal Subdivision | PRICE TAYLORS ADDITION |
| Jurisdiction | ROSS OH |
| Township / Civil Division | PAXTON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 956900 |
407 E 2nd St is owned and occupied by two individuals who bought it in June 2023.
Source: Ross County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 E 2ND ST, BAINBRIDGE, OH 45612-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Administrator's Deed, Transfer · Conventional Mortgage LCNB NATIONAL BANK |
| Oct 30, 2020 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK |
| Oct 1, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Deed Document Number | 20233460 |
| Deed Book / Page | 568 / 2731 |
| Prior Transfer Date | May 22, 2023 |
| Prior Transfer Doc | 0005682731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Jun 1, 2023 |
| Property Address | 407 E 2ND ST, BAINBRIDGE, OH 45612-1136 |
| Document Number | 0005682731 |
| Book / Page | 568 / 2731 |
| Instrument Date | May 22, 2023 |
| Instrument | 202300003460 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | PM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 E 2ND ST, BAINBRIDGE, OH 45612-1136 |
| Document Number | 202300003461 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 202300003461 |
| Name | LCNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.62% |
| Index | 12-Month MTA |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 407 E 2ND ST, BAINBRIDGE, OH 45612-1136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005451113 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 545/1113 |
| Instrument | 202000008400 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Oct 1, 2020 |
| Property Address | 407 E 2ND ST, BAINBRIDGE, OH 45612-1136 |
| Document Number | 0005442357 |
| Book / Page | 000544 / 002357 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 7524 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 2ND ST WASHINGTON COURT HOUSE OH 43160, WASHINGTON COURT HOUSE, OH 43160 |
The 2025 property tax bill for 407 E 2nd St was $1,665 with a homeowner's exemption, up 68.4% from the year before.
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Bainbridge Village |
| County | Ross County |
| County Subdivision | Paxton Township |
| Unified School District | Paint Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,665.00 (+68.35%) | $46,200 (+35.21%) Land $4,550 Building $41,650 | $132,000 (+35.2%) Land $12,990 Building $119,010 |
| 2024 | $989.00 (-4.07%) Homeowner's exemption Senior Citizen's exemption | $34,170 (-) Land $3,930 Building $30,240 | $97,630 Land $11,230 Building $86,400 |
| 2023 | $1,031.00 (-0.48%) Homeowner's exemption Senior Citizen's exemption | $34,170 (-) Land $3,930 Building $30,240 | |
| 2022 | $1,036.00 Homeowner's exemption Senior Citizen's exemption | $34,170 Land $3,930 Building $30,240 | $97,630 Land $11,230 Building $86,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 E 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 407 E 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE VILLAGE PWS serves 900 people · EPA ID OH7100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Glo Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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