407 E 1st St, Luther, OK 73054 Property Records

Oklahoma County property record for 407 E 1st St, Luther, OK 73054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,178 sqft · built 1918
Lot Size	0.241 acres (10,498 sqft)
Owner	Company Name on File
Last Sale	$38,000 (Jun 1997)
Tax Bill	$579 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4108-18-563-6500`

Property Details

APN / Parcel Number

Primary APN	`4108-18-563-6500`
Alternative APNs	`R185636500` `185636500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R185636500
Street Address	407 E 1ST ST
City	LUTHER
State	OK
Zip	73054-9182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOOL LAND ADD LUTHER 015 000 E70FT LOTS 4 THRU 6
Legal Range	01E
Legal Township	14N
Legal Section	27
Legal Subdivision	SCHOOL LAND ADD LUTHER
Legal Block	15
Legal Lot Number	4-6
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHEAST
Census Block Group	1
Census Block	1022
Census Tract	109202

Owner

407 E 1st St is owned by a company that acquired it in August 2007 and is owner-occupied.

Source: Oklahoma County records, as of January 21, 2026

Owner of Record	Company Name on File
Mailing Address	407 E 1ST ST, LUTHER, OK 73054-9182
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 1997 · Amount on File
Deed Sale	Jun 6, 1997 · Amount on File
Deed Document Number	199772732
Deed Book / Page	7090 / 1344
Last Transfer Date	Aug 14, 2007
Transfer Doc	0106611827
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	407 E 1ST ST, LUTHER, OK 73054-9182
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001216297
Date	Dec 7, 2021
Book Page	14992/1286
Instrument	2021120701216297

Lender

Name	TINKER FCU
Type	Credit Union
Address	JERSEY CITY, NJ 7310

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 407 E 1st St was $579 with a homeowner's exemption, up 3.4% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Luther Town
Unified School District	Luther Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$579.00 (+3.39%) Homeowner's exemption	$7,101 Land $1,430 Building $5,671	$122,500 Land $24,675 Building $97,825
2024	$560.00 (+8.32%)
2023	$517.00 Homeowner's exemption	$6,693 Land $1,138 Building $5,555	$81,500 Land $13,860 Building $67,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 E 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 E 1st St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTHER serves 650 people · EPA ID OK2005503
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20