Roscommon County property record for 407 Division St, Roscommon, MI 48653 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Square Footage | 625 sqft Building Perimeter |
| Lot Size | 17,860 sqft (0.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $65,000 (2022) |
| Tax Bill | $886.00 (2025) |
| Primary APN | 055-400-016-0000 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 625 sqft Building Perimeter |
| 1st Floor | 500 sqft 1st Floor |
| Basement Area | 500 sqft Basement |
| Unfinished Basement | 500 sqft Unfinished |
| Lot Area | 17,860 sqft (0.41 acres) |
|---|
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 407 DIVISION ST |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-2513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | (L-836 P-60&L-825 P-583&L-812 P-690) 242 L-999 P-1138 (L-908P-336) LOT 16 HENNINGS ADD TO VILLAGE OF ROSCOMMON |
| Legal Subdivision | THE HENNING ADDITION TO ROSCOMMON |
| Legal Lot Number | 16 |
| Jurisdiction | ROSCOMMON MI |
| Minor Civil Division | HIGGINS |
| Census Blockgroup | 2 |
| Census Block | 2056 |
| Census Tract | 970300 |
Source: Roscommon County records · APN 055-400-016-0000
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 DIVISION ST, ROSCOMMON, MI 48653-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 22, 2005 | Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Oct 19, 2022 | Warranty Deed, Transfer · Stand Alone First Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Prior Sale | Oct 16, 2012 · Amount on Record |
| Deed Doc Number | 20227952 |
| Deed Book / Page | 1182 / 1738 |
| Prior Transfer Date | May 17, 2012 |
| Prior Transfer Doc | 01115/1736 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 407 DIVISION ST, ROSCOMMON, MI 48653-2513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | ALPHA TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 01021/1107 |
|---|---|
| Date | Feb 22, 2005 |
| Book Page | 1021/1107 |
| Instrument | 200500001411 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Oct 19, 2022 |
| Property Address | 407 DIVISION ST, ROSCOMMON, MI 48653-2513 |
| Document Number | 01182/1738 |
| Book / Page | 1182 / 1738 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 202200007952 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 522, MANTON, MI 49663-0522 |
| Document Number | 202200008062 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 202200008062 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Number | 01182/1848 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 1182/1848 |
| Instrument | 202200008062 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Roscommon County records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Higgins Township |
| Municipality | Roscommon Village |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,100 (+10.63%) | $56,200 (+10.63%) | |
| 2025 | $886.00 | ||
| 2023 | $25,400 | $50,800 |
Source: FEMA National Flood Hazard Layer, Roscommon County (26143C), updated January 18, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 87% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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