407 Diamond Creek Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 407 Diamond Creek Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,217 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Oct 2026)
Tax Bill	$3,954 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`718-71-29-92-100-000`

Property Details

APN / Parcel Number

Primary APN	`718-71-29-92-100-000`
Alternative APN	`369204001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,217 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	369204001
Street Address	407 DIAMOND CREEK DR
City	MIDLOTHIAN
State	VA
Zip	23113-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	BROOKCREEK CROSSING SEC B 013
Legal Subdivision	BROOKCREEK CROSSING
Legal Lot Number	13
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1011
Census Tract	100924

Owner

407 Diamond Creek Dr is owned and occupied by two individuals who bought it in October 2026.

Source: Chesterfield County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 DIAMOND CREEK DR, MIDLOTHIAN, VA 23113-3412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Sep 17, 2014 · Amount on File
Deed Document Number	202636172
Deed Book / Page	15393 / 720
Record Updated	Oct 29, 2026

October 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 2, 2026
Property Address	407 DIAMOND CREEK DR, MIDLOTHIAN, VA 23113-3412
Document Number	0000036172
Book / Page	15393 / 720
Instrument Date	Sep 21, 2026
Instrument	202636172
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 DIAMOND CREEK DR, MIDLOTHIAN, VA 23113-3412
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036173,
Date	Oct 2, 2026
Instrument	202636173

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	407 DIAMOND CREEK DR, MIDLOTHIAN, VA 23113-3412
Document Number	12501845
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 DIAMOND CREEK DR MIDLOTHIAN VA 231133412, MIDLOTHIAN, VA 23113-3412

Mortgage

Document Number	12501845
Date	Oct 28, 2019
Book Page	012501/000845
Instrument	43476

Lender

Name	VILLAGE BK MTG
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 27, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 407 Diamond Creek Dr was $3,954.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,954.00	$441,500 (+5.47%) Land $90,000 Building $351,500	$441,500 (+5.47%) Land $90,000 Building $351,500
2025		$418,600 Land $90,000 Building $328,600	$418,600 Land $90,000 Building $328,600
2023	$3,344.00	$364,800 Land $80,000 Building $284,800	$364,800 Land $80,000 Building $284,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Diamond Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Diamond Creek Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Diamond Creek Dr

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