Cecil County property record for 407 Delaware Ave, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,706 sqft · built 1920 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,000 (Jun 2008) |
| Tax Bill | $3,560 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-019039 |
| Primary APN | 03-019039 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,706 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 78,408 sqft (1.8 acres) |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 019039 |
|---|---|
| Street Address | 407 DELAWARE AVE |
| City | ELKTON |
| State | MD |
| Zip | 21921-6004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ST |
| Legal Description | 1.8 ACRE 407 DELAWARE AVENUE E OF NORMIRA |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30508 |
Source: Cecil County records · APN 03-019039
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 DELAWARE AVE, ELKTON, MD 21921-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2008 · Amount on Record |
| Deed Sale | Jun 04, 2008 · Amount on Record |
| Prior Sale | Dec 04, 2006 · Amount on Record |
| Deed Document Number | 2008277835 |
| Deed Book / Page | 2514 / 270 |
| Prior Transfer Date | Sep 19, 2006 |
| Prior Transfer Doc | 0022130241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 407 DELAWARE AVE, ELKTON, MD 21921-6004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047430141 |
|---|---|
| Date | Dec 09, 2020 |
| Book Page | 4743/141 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2050 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,467 (+7.34%) | $456,700 (-) Land $81,000 Building $375,700 | |
| 2025 | $3,560.00 (+36.82%) Homeowner's exemption | $398,233 (+14.5%) | $456,700 (+23.77%) Land $81,000 Building $375,700 |
| 2023 | $2,602.00 Homeowner's exemption | $347,800 | $369,000 Land $76,200 Building $292,800 |
Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Intermediate Holdings Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Talkie Communications.
Based on FCC filings for 205 locations within half a mile of this property.
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