407 December Ln, Morgantown, WV 26508 Property Records

Monongalia County property record for 407 December Ln, Morgantown, WV 26508

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,905 sqft · built 2004
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Aug 2026)
Tax Bill	$1,358 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-22B-0015.0000`

Property Details

APN / Parcel Number

Primary APN	`18-22B-0015.0000`
Alternative APN	`31-18-22B-0015.0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	489 sqft
Finished Basement	489 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	135 ft deep x 61.1 ft wide
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 DECEMBER LN
City	MORGANTOWN
State	WV
Zip	26508-4245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 48 OR .1766 AC FOUR SEASONS PHASE 3 407 DECEMBER LANE
Legal Subdivision	FOUR SEASONS
Jurisdiction	MONONGALIA WV
Township / Civil Division	EASTERN
Census Block Group	2
Census Block	2007
Census Tract	11806

Owner

407 December Ln is owned and occupied by two individuals who bought it in August 2026.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 DECEMBER LN, MORGANTOWN, WV 26508-4245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed, Transfer · Conventional Mortgage COUNTY FEDERAL SAVINGS AND LOANS
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	2026995434
Deed Book / Page	1928 / 452
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONONGALIA WV
Recording Date	Aug 20, 2026
Property Address	407 DECEMBER LN, MORGANTOWN, WV 26508-4245
Document Number	0000995434
Book / Page	1928 / 452
Instrument Date	Aug 7, 2026
Instrument	2026995434
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,984.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 DECEMBER LN, MORGANTOWN, WV 26508-4245

Mortgage

Document Number	0000995435,
Date	Aug 20, 2026
Instrument	2026995435

Lender

Name	COUNTY FEDERAL SAVINGS AND LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONGALIA WV
Recording Date	Jun 28, 2022
Property Address	407 DECEMBER LN, MORGANTOWN, WV 26508-4245
Document Number	0000869350
Book / Page	1777 / 102
Map Reference	CAB D ENV 13A&13B
Instrument Date	Jun 27, 2022
Instrument	869350
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	NOT AVAILABLE, BESTITLE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 DECEMBER LN, MORGANTOWN, WV 26508-4245

Mortgage

Document Number	0000869351
Date	Jun 28, 2022
Instrument	869351

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	407 DECEMBER LN, MORGANTOWN, WV 26508-4245
Transaction Type	Mortgage
Record Updated	Jan 24, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 DECEMBER LN, MORGANTOWN, WV 26508-4245

Mortgage

Document Number	002492/596
Date	Jan 10, 2022
Book Page	2492/596
Instrument	854392

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 407 December Ln was $1,358 with a homeowner's exemption.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,358.00	$147,180 (-) Land $44,220 Building $102,960	$245,300 (-) Land $73,700 Building $171,600
2025	$1,358.00 Homeowner's exemption	$147,180 Land $44,220 Building $102,960	$245,300 Land $73,700 Building $171,600
2023	$1,311.00 (-9.15%) Homeowner's exemption	$142,620 (+1.28%) Land $44,220 Building $98,400	$237,700 (+1.28%) Land $73,700 Building $164,000
2022	$1,443.00	$140,820 Land $44,220 Building $96,600	$234,700 Land $73,700 Building $161,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 407 December Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 December Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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