Cleveland County property record for 407 Davis Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 2,052 sqft · built 2005 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,000 (Jan 2008) |
| Tax Bill | $993 (2026) |
| Deeds & Mortgages | Mar 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 57357 |
| Primary APN | 57357 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,052 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 26,572 sqft (0.61 acres) |
| Porch | Slab |
| Porch Area | 136 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1249793 |
|---|---|
| Street Address | 407 DAVIS RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-8742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #3 PB26-1 MEADOW WOODS PH 1 |
| Legal Subdivision | MEADOW WOODS |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 174 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 951601 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 DAVIS RD, SHELBY, NC 28152-8742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2008 · Amount on Record |
| Deed Sale | Jan 9, 2008 · Amount on Record |
| Prior Sale | Jan 26, 2007 |
| Deed Book / Page | 1541 / 1777 |
| Prior Transfer Date | Oct 16, 2006 |
| Prior Transfer Doc | 0015101975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 407 DAVIS RD, SHELBY, NC 28152-8742 |
| Document Number | 0017892769 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 407 DAVIS RD SHELBY NC 281528742, SHELBY, NC 28152-8742 |
| Document Number | 0017892769 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 001789/002769 |
| Instrument | 25212 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate | 4.87% |
|---|
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $993.00 (+8.17%) | $144,633 (-) Land $21,655 Building $122,978 | $144,633 (-) Land $21,655 Building $122,978 |
| 2025 | $918.00 | $144,633 (+61.85%) Land $21,655 Building $122,978 | $144,633 (+61.85%) Land $21,655 Building $122,978 |
| 2023 | $89,364 Land $19,922 Building $69,442 | $89,364 Land $19,922 Building $69,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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