407 D St, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 407 D St, Cosmopolis, WA 98537

Property Summary

Property TypeSingle Family Home
Details1,860 sqft · built 1924
Lot Size0.165 acres (7,200 sqft)
OwnerCompany Name on Record
Last Sale$96,333 (Jan 2018)
Tax Bill$1,484 (2026)
Deeds & MortgagesDec 2023 Transfer
Aug 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN034005400900

Property Details

APN / Parcel Number

Primary APN034005400900

Interior

Stories1 Story
Building Area1,860 sqft Living Area
1st Floor Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)

Exterior Amenities

PorchPorch
Porch Area184 sqft
Patio Area100 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address407 D ST
CityCOSMOPOLIS
StateWA
Zip98537-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR NIMS NWLY 1/2 OF LOT 8 & LOTS 9 & 10 BLK 54
Legal Range14
Legal Township09
Legal Section17
Legal SubdivisionR NIMS
Legal Block54
Legal Lot Number8-10
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionABERDEEN-HOQUIAM
Census Block Group5
Census Block5030
Census Tract900

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address323 W MARKET ST, ABERDEEN, WA 98520-6119
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Quit Claim Deed, Transfer
Quitclaim
Aug 1, 2019Quit Claim Deed, Transfer · Conventional Mortgage
ON Q FINANCIAL INC
Jul 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
JAMES SR HENDERSON
Jan 31, 2018Warranty Deed, Transfer
BRUCE KALISH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2018 · Amount on Record
Deed SaleJan 31, 2018 · Amount on Record
Last Transfer DateOct 28, 2024
Transfer Doc0000000013
Record UpdatedOct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYS HARBOR WA
Recording DateDec 29, 2023
Property Address407 D ST, COSMOPOLIS, WA 98537-3814
Document Number0012290075
Map ReferenceVOL 1 PG 63
Instrument DateDec 29, 2023
Instrument2023-12290075
Transaction TypeTransfer
Record UpdatedJan 12, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address323 W MARKET ST, ABERDEEN, WA 98520-6119

Transferred To (Grantee/Buyer)

NameVerified Name

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYS HARBOR WA
Recording DateAug 1, 2019
Property Address407 D ST, COSMOPOLIS, WA 98537-3814
Document Number0008010007
Map ReferenceVOL 1 G 63
Instrument DateJul 29, 2019
Instrument2019-08010007
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyGRAYS HARBOR TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address323 W MARKET ST, ABERDEEN, WA 98520-6119

Mortgage

Document Number0008010008
DateAug 1, 2019
Instrument2019-08010008
Lender
NameON Q FINANCIAL INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address407 D ST, COSMOPOLIS, WA 98537-3814
Document Number0009040007
Instrument DateJul 1, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address323 W MARKET ST ABERDEEN WA 985206119, ABERDEEN, WA 98520-6119

Mortgage

Document Number0009040007
DateSep 4, 2019
Instrument9040007
Lender
NameJAMES SR HENDERSON
AddressTACOMA, WA 98403
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYS HARBOR WA
Recording DateJan 31, 2018
Property Address407 D ST, COSMOPOLIS, WA 98537-3814
Document Number0001310056
Instrument DateJan 29, 2018
Instrument1310056
Transaction TypeTransfer
Record UpdatedMar 2, 2018
Title CompanyGRAYS HARBOR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,305.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2633 SIMPSON AVE HOQUIAM WA 985502928, HOQUIAM, WA 98550-2928

Mortgage

Document Number1310057
DateJan 31, 2018
Instrument1310057
Lender
NameBRUCE KALISH
AddressPO BOX 7071, OLYMPIA, WA 98507-7071
Agreement
AmountAmount Recorded
Term24 Months
DueJan 30, 2020

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityCosmopolis City
Unified School DistrictCosmopolis School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,484.00 (-0.4%)
2025$1,490.00 (-0.67%)$143,566 (-) Land $28,156 Building $115,410$143,566 (-) Land $28,156 Building $115,410
2024$1,500.00 (+19.14%)$143,566 (+12.1%) Land $28,156 Building $115,410$143,566 (+12.1%) Land $28,156 Building $115,410
2023$1,259.00
2022$128,071 Land $28,156 Building $99,915$128,071 Land $28,156 Building $99,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOSMOPOLIS WATER DEPARTMENT
serves 1,812 people · EPA ID WA5315050
Water SourcePurchased surface water from CITY OF ABERDEEN
Last State InspectionDec 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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