407 Cynthia Ct, Windsor, CA 95492 Property Records

Sonoma County property record for 407 Cynthia Ct, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,538 sqft · built 1989
Lot Size	0.162 acres (7,046 sqft)
Owner	2 Individual Names on File
Last Sale	$438,000 (Jul 2015)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-280-003-000`

Property Details

APN / Parcel Number

Primary APN	`161-280-003-000`
Alternative APN	`161-280-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	7,046 sqft (0.162 acres)
Garage Area	570 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	161-280-003
Street Address	407 CYNTHIA CT
City	WINDSOR
State	CA
Zip	95492-8880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 65-720-03 AP CHG PER MD REDWOOD MDWS LOT 3
Legal Subdivision	REDWOOD MEADOWS
Legal Block	3
Legal Lot Number	3
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	3
Census Block	3004
Census Tract	153808

Owner

407 Cynthia Ct is owned and occupied by two individuals who bought it in July 2015.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 CYNTHIA CT, WINDSOR, CA 95492-8880
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Aug 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SOFI LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2015 · Amount on File
Deed Sale	Jul 9, 2015 · Amount on File
Prior Sale	Jan 29, 2003 · Amount on File
Deed Document Number	201561294
Prior Transfer Date	Dec 29, 2010
Prior Transfer Doc	0000021796
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	407 CYNTHIA CT, WINDSOR, CA 95492-8880
Document Number	0000032078
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	407 CYNTHIA CT WINDSOR CA 954928880, WINDSOR, CA 95492-8880

Mortgage

Document Number	0000032078
Date	Apr 29, 2020
Instrument	32078

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	407 CYNTHIA CT, WINDSOR, CA 95492-8880
Document Number	0000022770
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	407 CYNTHIA CT WINDSOR CA 954928880, WINDSOR, CA 95492-8880

Mortgage

Document Number	0000022770
Date	Mar 25, 2020
Instrument	22770

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 24, 2045

Interest

Rate Type	Adjustable Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Aug 28, 2017
Property Address	407 CYNTHIA CT, WINDSOR, CA 95492-8880
Document Number	0000067199
Map Reference	MAP430 PG12-14
Instrument Date	Jul 28, 2017
Instrument	2017067199
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ENTITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	407 CYNTHIA CT, WINDSOR, CA 95492-8880

Mortgage

Document Number	0000067200
Date	Aug 28, 2017
Instrument	2017067200

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 407 Cynthia Ct was $6,337.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$528,865 (+2%) Land $211,305 Building $317,560
2025	$6,337.00	$518,496 Land $207,162 Building $311,334
2023	$6,084.00 (+1.72%)	$498,364 Land $199,118 Building $299,246
2022	$5,981.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 407 Cynthia Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 407 Cynthia Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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