407 Cushing Rd, Saint Paul, NE 68873 Property Records

Howard County property record for 407 Cushing Rd, Saint Paul, NE 68873

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,668 sqft · built 1985
Lot Size	91 acres (3,963,960 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Dec 2009)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`471027630`

Property Details

APN / Parcel Number

Primary APN	`471027630`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,668 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2008
Exterior Material	Logs
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,963,960 sqft (91 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	168 sqft
Balcony	Balcony
Balcony Area	84 sqft
Greenhouse	1 sqft
Utility Building	150 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	407 CUSHING RD
City	SAINT PAUL
State	NE
Zip	68873
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICULTURAL
Legal Description	(SC TWP)(#184-1) TRACT LYING S & W OF THE RR ROW SW1/4 10-15-9 (91 ACRES)
Jurisdiction	HOWARD NE
Township / Civil Division	SPRING CREEK
Census Block Group	1
Census Block	1078
Census Tract	970500

Owner

407 Cushing Rd, a rural home, is owned by two individuals who bought it in December 2009.

Source: Howard County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2729 BRENTWOOD BLVD, GRAND ISLAND, NE 68801-7272
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDL S & L GRAND ISLAND
Jan 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDL S & L GRAND ISLAND
Nov 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Dec 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS AND LOAN ASSN OF GR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2009 · Amount on File
Deed Sale	Dec 23, 2009 · Amount on File
Deed Document Number	334
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	407 CUSHING RD, SAINT PAUL, NE 68873
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000019/247
Date	Jan 25, 2019
Book Page	19/247
Instrument	2019-00079

Lender

Name	HOME FEDL S & L GRAND ISLAND
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	407 CUSHING RD, SAINT PAUL, NE 68873
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000019/239
Date	Jan 25, 2019
Book Page	19/239
Instrument	2019-00078

Lender

Name	HOME FEDL S & L GRAND ISLAND
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	407 CUSHING RD, SAINT PAUL, NE 68873
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/5178
Date	Nov 10, 2022
Book Page	2022/5178
Instrument	2022-01285

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	407 CUSHING RD, SAINT PAUL, NE 68873
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2729 BRENTWOOD BLVD, GRAND ISLAND, NE 68801-7272

Mortgage

Document Number	00009/5341
Date	Dec 29, 2009
Book Page	09/5341

Lender

Name	HOME FEDERAL SAVINGS AND LOAN ASSN OF GR
Type	Lending Institution
Address	221 S LOCUST ST, GRAND ISLAND, NE 68801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 407 Cushing Rd was $3,574.

Source: Howard County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Unified School District	St. Paul Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00	$472,493 Land $261,126 Building $211,367	$472,493 Land $261,126 Building $211,367
2023	$5,472.00	$437,507 Land $228,864 Building $208,643	$437,507 Land $228,864 Building $208,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Cushing Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Cushing Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 40% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hamilton.net Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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