Clay County property record for 407 Crestridge Dr, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,633 sqft · built 2017 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,296 (Dec 2022) |
| Tax Bill | $4,084 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-809-00-02-010.00 |
| Primary APN | 07-809-00-02-010.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,633 sqft Living Area |
| Gross Area | 3,925 sqft |
| 1st Floor Area | 1,633 sqft |
| Basement Area | 1,596 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 407 CRESTRIDGE DR |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-7178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTWOOD VILLAGE 3RD PLAT LT 53 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 28 |
| Legal Subdivision | WESTWOOD VILLAGE 3RD |
| Legal Lot Number | 53 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | KEARNEY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 21809 |
407 Crestridge Dr is owned and occupied by two individuals who bought it in December 2022.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 CRESTRIDGE DR, KEARNEY, MO 64060-7178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Nov 12, 2019 | Deed of Trust, Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on File |
| Deed Sale | Dec 27, 2022 · Amount on File |
| Prior Sale | Nov 22, 2016 · Amount on File |
| Deed Document Number | 202239458 |
| Deed Book / Page | 9497 / 46 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 27, 2022 |
| Property Address | 407 CRESTRIDGE DR, KEARNEY, MO 64060-7178 |
| Document Number | 0000039458 |
| Book / Page | 9497 / 46 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022039458 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 CREST IDGE DRIVE, KEARNEY, MO 64060-7178 |
| Document Number | 0000039459 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022039459 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 407 CRESTRIDGE DR, KEARNEY, MO 64060-7178 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | CONTINENTAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007514 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 8968/158 |
| Instrument | 2021007514 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 407 CRESTRIDGE DR, KEARNEY, MO 64060-7178 |
| Document Number | 0000034945 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 CRESTRIDGE DR KEARNEY MO 640607178, KEARNEY, MO 64060-7178 |
| Document Number | 0000034945 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 008549/000061 |
| Instrument | 34945 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 18, 2049 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,250 | $343,421 | |
| 2024 | $4,084.00 (+0.34%) | ||
| 2023 | $4,070.00 | $59,600 | $313,684 |
| 2019 | $3,585.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Crestridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Crestridge Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 2,000 / 2,000 |
| Intercept Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Fidium Fiber, T-Mobile, Verizon, Wisper ISP.
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