Carroll County property record for 407 Cottage St, Delphi, IN 46923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,008 sqft · built 1978 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,970 (Jan 2024) |
| Tax Bill | $893 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-29-013-042.000-007 |
| Primary APN | 08-06-29-013-042.000-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 2,016 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Dimensions | 131 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01650932781 |
|---|---|
| Street Address | 407 COTTAGE ST |
| City | DELPHI |
| State | IN |
| Zip | 46923-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 017-13042-00 DEER CREEK ESTATES LOT 5 |
| Legal Subdivision | DEER CREEK ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL IN |
| Township / Civil Division | DEER CREEK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 959600 |
Source: Carroll County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 COTTAGE ST, DELPHI, IN 46923-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK |
| Jan 23, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on Record |
| Deed Sale | Jan 5, 2024 · Amount on Record |
| Prior Sale | Aug 5, 2014 |
| Deed Document Number | 202442 |
| Prior Transfer Date | Jan 11, 2017 |
| Prior Transfer Doc | 2017000230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jan 5, 2024 |
| Property Address | 407 COTTAGE ST, DELPHI, IN 46923-1313 |
| Document Number | 2024000042 |
| Instrument Date | Jan 4, 2024 |
| Instrument | 2024000042 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 COTTAGE ST, DELPHI, IN 46923-1313 |
| Investor | Possibly a Property Investor |
| Document Number | 2024000043 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 2024000043 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL IN |
| Recording Date | Jan 23, 2017 |
| Property Address | 407 COTTAGE ST, DELPHI, IN 46923-1313 |
| Document Number | 2017000230 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 2017000230 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 JOYE CT, LAFAYETTE, IN 47905-8860 |
Source: Carroll County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Carroll County |
| County Subdivision | Deer Creek Township |
| Municipality | Delphi City |
| Unified School District | Delphi Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $893.00 (+60.61%) Homeowner's exemption | $120,300 (+57.46%) Land $13,900 Building $106,400 | $120,300 (+57.46%) Land $13,900 Building $106,400 |
| 2024 | $556.00 (-59.36%) | ||
| 2023 | $76,400 (+11.7%) Land $13,900 Building $62,500 | $76,400 (+11.7%) Land $13,900 Building $62,500 | |
| 2022 | $1,368.00 | $68,400 Land $12,600 Building $55,800 | $68,400 Land $12,600 Building $55,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| On-Ramp Indiana Fixed Wireless | 200 / 35 |
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