407 Cotoneaster Ct, Oswego, IL 60543 Property Records

Kendall County property record for 407 Cotoneaster Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,647 sqft · built 2006
Lot Size	0.268 acres (11,657 sqft)
Owner	2 Individual Names on File
Last Sale	$424,000 (Jul 2006)
Tax Bill	$11,631 (2024)
Deeds & Mortgages	Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-21-376-021`

Property Details

APN / Parcel Number

Primary APN	`03-21-376-021`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,647 sqft Living Area
Gross Area	4,328 sqft
1st Floor Area	3,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	11,657 sqft (0.268 acres)
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	407 COTONEASTER CT
City	OSWEGO
State	IL
Zip	60543-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 138 ASHCROFT PLACE VILLAGE OF OSWEGO
Legal Subdivision	ASHCROFT PLACE
Legal Lot Number	138
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2052
Census Tract	890107

Owner

Source: Kendall County assessment roll, APN 03-21-376-021, as of May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 COTONEASTER CT, OSWEGO, IL 60543-2900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2006 · Amount on Record
Deed Sale	Jul 28, 2006 · Amount on Record
Deed Document Number	200623161
Record Updated	Sep 20, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENDALL IL
Property Address	407 COTONEASTER CT, OSWEGO, IL 60543-2900
Document Number	0000000452
Instrument Date	Dec 04, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 COTONEASTER CT OSWEGO IL 605432900, OSWEGO, IL 60543-2900

Mortgage

Document Number	0000000452
Date	Jan 11, 2019
Instrument	452

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kendall County assessment roll as of May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,553 (+24.54%) Land $32,711 Building $120,842	$460,659 (+24.54%) Land $98,133 Building $362,526
2024	$11,631.00
2022		$123,294 Land $26,265 Building $97,029	$369,882 Land $78,795 Building $291,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), as of September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170938901072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 280 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0930150, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSWEGO serves 38,169 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.