407 Conover Ave, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 407 Conover Ave, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,580 sqft · built 1909
Lot Size	0.245 acres (10,650 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Sep 2023)
Tax Bill	$11,442 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00801-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`32-00801-0000-00008`
Alternative APNs	`320080100008` `6315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,580 sqft Living Area
1st Floor Area	1,493 sqft
Upper Floors Area	987 sqft
Basement Area	1,011 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Other
Lot Area	10,650 sqft (0.245 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Deck Area	32 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	6315
Street Address	407 CONOVER AVE
City	MIDDLETOWN
State	NJ
Zip	07748-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Block	801
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1014
Census Tract	801100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middletown Village Historic District listed 1974 · 15 contributing resources · NRIS 74001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

407 Conover Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Monmouth County and Middletown Township records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 CONOVER AVE, MIDDLETOWN, NJ 07748-2517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Sep 22, 2023	Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Jun 17, 1997 · Amount on File
Deed Document Number	202366020
Deed Book / Page	9660 / 7472
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	407 CONOVER AVE, MIDDLETOWN, NJ 07748-2517
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CONOVER AVE, MIDDLETOWN, NJ 07748-2517

Mortgage

Document Number	0097847982
Date	Mar 18, 2026
Book Page	9784/7982
Instrument	2026023064

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 22, 2023
Property Address	407 CONOVER AVE, MIDDLETOWN, NJ 07748-2517
Document Number	0096607472
Book / Page	9660 / 7472
Instrument Date	Aug 16, 2023
Instrument	2023066020
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	CONSUMERS TITLE COMPANY, CONSUMERS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 HOLLY RIBBONS CIR, BLUFFTON, SC 29909-6196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CONOVER AVE, MIDDLETOWN, NJ 07748-2517

Mortgage

Document Number	2023066021
Date	Sep 22, 2023
Instrument	2023066021

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 407 Conover Ave was $11,442, up 6% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$746,600 (+5.32%) Land $440,600 Building $306,000	$746,600 (+5.32%) Land $440,600 Building $306,000
2025	$11,442.00 (+5.96%)	$708,900 Land $405,600 Building $303,300	$708,900 Land $405,600 Building $303,300
2024	$10,798.00
2023		$510,300 (+22.64%) Land $265,700 Building $244,600	$510,300 (+22.64%) Land $265,700 Building $244,600
2022	$7,835.00 (-0.05%)	$416,100 Land $183,200 Building $232,900	$416,100 Land $183,200 Building $232,900
2021	$7,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Conover Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Conover Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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