Bergen County and Cresskill Borough property record for 407 Concord St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,652 sqft · built 1955 |
| Lot Size | 0.224 acres (9,775 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,185,000 (Aug 2022) |
| Tax Bill | $19,597 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00105-0000-00047 |
| Primary APN | 08-00105-0000-00047 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,652 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stucco |
| Lot Area | 9,775 sqft (0.224 acres) |
| Lot Dimensions | 104 ft deep x 94 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 153500 |
|---|---|
| Street Address | 407 CONCORD ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | L48-50 94X104 |
| Legal Subdivision | CRESSKILL MANOR |
| Legal Block | 105 |
| Legal Lot Number | 47 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 8002 |
407 Concord St is owned and occupied by two individuals who bought it in August 2022.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 CONCORD ST, CRESSKILL, NJ 07626-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2022 | Deed, Transfer · Conventional Mortgage SILICON VALLEY BANK |
| Sep 10, 2021 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP |
| Oct 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance QUORUM FEDERAL CU |
| Jan 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on File |
| Deed Sale | Aug 1, 2022 · Amount on File |
| Prior Sale | Aug 1, 2013 · Amount on File |
| Deed Document Number | 202276258 |
| Deed Book / Page | 4759 / 703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 1, 2022 |
| Property Address | 407 CONCORD ST, CRESSKILL, NJ 07626-1201 |
| Document Number | 0047590703 |
| Book / Page | 4759 / 703 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022076258 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | BLUELAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,663.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 N MARION ST, 180, OAK PARK, IL 60301-1005 |
| Name | Verified Name |
|---|---|
| Address | 407 CONCORD ST, CRESSKILL, NJ 07626-1201 |
| Document Number | 2022076259 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022076259 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 407 CONCORD ST, CRESSKILL, NJ 07626-1201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043690063 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 4369/63 |
| Instrument | 2021142929 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 407 CONCORD ST, CRESSKILL, NJ 07626-1201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041081220 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 4108/1220 |
| Instrument | 21-065751 |
| Name | NEW FED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 407 CONCORD ST, CRESSKILL, NJ 07626-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033801261 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 3380/1261 |
| Instrument | 19-070143 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 407 CONCORD ST, CRESSKILL, NJ 07626-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034790384 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 3479/384 |
| Instrument | 2020009192 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 407 Concord St was $19,597, up 5.9% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $974,100 (+12.78%) Land $479,700 Building $494,400 | $974,100 (+12.78%) Land $479,700 Building $494,400 | |
| 2025 | $19,597.00 (+5.88%) | $863,700 Land $401,700 Building $462,000 | $863,700 Land $401,700 Building $462,000 |
| 2024 | $18,508.00 | ||
| 2023 | $775,100 Land $342,300 Building $432,800 | $775,100 Land $342,300 Building $432,800 | |
| 2022 | $17,229.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 Concord St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Concord St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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