407 Commerce St, Avoca (Pittston), PA 18641 Property Records

Luzerne County property record for 407 Commerce St, Avoca, PA 18641

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1925
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Jul 2019)
Tax Bill	$2,280 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-D12SE4-005-010`

Property Details

APN / Parcel Number

Primary APN	`02-D12SE4-005-010`
Alternative APNs	`02-D12SE4-005-010-000` `0201D12SE4005010`

Interior

Stories	2 Stories
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	118 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	02-D12SE4-005-010
Street Address	407 COMMERCE ST
City	AVOCA
State	PA
Zip	18641-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-1-195-5 407 COMMERCE ST
Legal Block	5
Legal Lot Number	10
Jurisdiction	LUZERNE PA
Township / Civil Division	AVOCA
Census Block Group	3
Census Block	3006
Census Tract	210300

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 COMMERCE ST, AVOCA, PA 18641-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 16, 2017	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Dec 19, 2016 · Amount on Record
Deed Document Number	201935889
Deed Book / Page	3019 / 113914
Prior Transfer Date	Mar 7, 2017
Prior Transfer Doc	0000014057
Record Updated	Sep 20, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Jul 5, 2019
Property Address	407 COMMERCE ST, AVOCA, PA 18641-1166
Document Number	0000035889
Book / Page	3019 / 113914
Instrument Date	Jun 5, 2019
Instrument	201935889
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	GOLDEN DOME ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 COMMERCE ST, AVOCA, PA 18641-1166

Mortgage

Document Number	0000035890
Date	Jul 5, 2019
Instrument	201935890

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUZERNE PA
Recording Date	Mar 16, 2017
Property Address	407 COMMERCE ST, AVOCA, PA 18641-1166
Document Number	0000014057
Book / Page	003017 / 050351
Instrument Date	Mar 7, 2017
Instrument	14057
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	NAVY FEDERAL TITLE SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 COMMERCE ST AVOCA PA 186411166, AVOCA, PA 18641-1166

Mortgage

Document Number	14058
Date	Mar 16, 2017
Book Page	003017/050360
Instrument	14058

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Avoca Borough
County	Luzerne County
Unified School District	Pittston Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,280.00 Homeowner's exemption	$87,400 (-) Land $21,800 Building $65,600
2025	$2,280.00 (+0.35%)
2024		$87,400 Land $21,800 Building $65,600
2023	$2,272.00
2009			$87,400 Land $21,800 Building $65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1996–2003)
Most Recent Claim	Aug 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW WATRES private · serves 52,002 people · EPA ID PA2409011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICON Technologies.

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