407 College Ave E, Ladysmith, WI 54848 Property Records

Rusk County property record for 407 College Ave E, Ladysmith, WI 54848

Property Summary

Property TypeSingle Family Home
Lot Size0.485 acres (21,127 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Jul 2016)
Tax Bill$3,173 (2025)
Deeds & MortgagesMay 2018 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN246-01994-0001

Property Details

APN / Parcel Number

Primary APN246-01994-0001

Exterior

Lot Area21,127 sqft (0.485 acres)

Location & Zoning

Street Address407 COLLEGE AVE E
CityLADYSMITH
StateWI
Zip54848-2302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLADYSMITH ASSESSOR PLAT 4 LOT 126 VOLUME 638 PAGE 651
Legal Range06W
Legal Township34N
Legal Section03
Legal SubdivisionLADYSMITH AP NO 4
Legal Lot Number126
JurisdictionRUSK WI
Township / Civil DivisionLADYSMITH
Census Block Group3
Census Block3035
Census Tract960500

Owner

407 College Ave E is owned and occupied by an individual who acquired it in May 2018.

Source: Rusk County records, as of February 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address407 COLLEGE AVE E, LADYSMITH, WI 54848-2302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
LADYSMITH FEDERAL SAVINGS
May 7, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
LADYSMITH FEDERAL S & L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2016 · Amount on File
Deed SaleJul 28, 2016 · Amount on File
Deed Document Number2016342100
Last Transfer DateMay 1, 2018
Transfer Doc000638/651
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK WI
Property Address407 COLLEGE AVE E, LADYSMITH, WI 54848-2302
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number639/184
DateMay 22, 2018
Book Page639/184
Instrument348239
Lender
NameLADYSMITH FEDERAL SAVINGS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRUSK WI
Recording DateMay 7, 2018
Property Address407 COLLEGE AVE E, LADYSMITH, WI 54848-2302
Document Number000638/651
Book / Page638 / 651
Instrument DateMay 1, 2018
Instrument348090
Transaction TypeTransfer
Record UpdatedFeb 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000348091
DateMay 7, 2018
Instrument348091
Lender
NameLADYSMITH FEDERAL S & L
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 407 College Ave E was $3,173 with a homeowner's exemption.

Source: Rusk County assessment roll, as of February 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyRusk County
MunicipalityLadysmith City
Unified School DistrictLadysmith School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,173.00 Homeowner's exemption$111,800 Land $13,000 Building $98,800$191,000
2023$2,577.00 Homeowner's exemption$111,800 Land $13,000 Building $98,800$139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 College Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 College Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADYSMITH WATERWORKS
serves 3,184 people · EPA ID WI8550131
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on College Ave E

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