Hernando County property record for 407 Cobblestone Dr, Spring Hill, FL 34606 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,215 sqft Living Area |
| Lot Size | 10,800 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $112,000 (2014) |
| Tax Bill | $2,209.00 (2025) |
| Primary APN | R32-323-17-5040-0173-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 2,215 sqft Living Area |
| Gross Area | 3,015 sqft Gross Area |
| 1st Floor | 1,120 sqft 1st Floor |
| Upper Floors | 1,095 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,800 sqft (0.248 acres) |
| Depth X Width | 135 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Pool Area | 288 sqft Pool |
| Patio Area | 192 sqft Patio |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00237764 |
|---|---|
| Street Address | 407 COBBLESTONE DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-6204 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 4 BLK 173 LOT 16 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 4 |
| Legal Block | 173 |
| Legal Lot Number | 16 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 3 |
| Census Block | 3061 |
| Census Tract | 41401 |
Source: Hernando County records · APN R32-323-17-5040-0173-0160
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 COBBLESTONE DR, SPRING HILL, FL 34606-6204 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jun 22, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Apr 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2014 · Amount on Record |
| Deed Sale | Feb 21, 2014 · Amount on Record |
| Prior Sale | May 13, 2009 · Amount on Record |
| Deed Doc Number | 20148541 |
| Deed Book / Page | 3075 / 190 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 407 COBBLESTONE DR, SPRING HILL, FL 34606-6204 |
| Document Number | 0000042595 |
| Book / Page | 4726 / 732 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 202642595 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 407 COBBLESTONE DR, SPRING HILL, FL 34606-6204 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042595, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 4726/732 |
| Instrument | 202642595 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 01, 2052 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 407 COBBLESTONE DR, SPRING HILL, FL 34606-6204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 407 COBBLESTONE DR, SPRING HILL, FL 34606-6204 |
| Investor | Possibly a Property Investor |
| Document Number | 0041870110 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 4187/110 |
| Instrument | 2022048062 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 407 COBBLESTONE DR, SPRING HILL, FL 34606-6204 |
| Document Number | 0038341459 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 407 COBBLESTONE DR SPRING HILL FL 346066204, SPRING HILL, FL 34606-6204 |
| Document Number | 0038341459 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 003834/001459 |
| Instrument | 26410 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,209.00 (+48.55%) Homeowner's exemption | $145,755 (+5.99%) | $348,009 (+5.4%) Land $32,940 Building $315,069 |
| 2023 | $137,521 (+3%) Land $137,521 | ||
| 2022 | $1,487.00 Homeowner's exemption | $133,516 | $330,168 Land $30,240 Building $299,928 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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