Lancaster County property record for 407 Chesterfield Ave, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,124 sqft · built 1935 |
| Lot Size | 0.62 acres (27,024 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,800 (Nov 2025) |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081B-0A-010.00 |
| Primary APN | 0081B-0A-010.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,124 sqft Living Area |
| Gross Area | 2,594 sqft |
| Flooring | Asbestos (Tiles, Sheet) |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,024 sqft (0.62 acres) |
| Lot Width | 87 ft Width |
| Porch | Porch |
| Porch Area | 962 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 12707 |
|---|---|
| Street Address | 407 CHESTERFIELD AVE |
| City | LANCASTER |
| State | SC |
| Zip | 29720-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 87.8X358X24X57.3 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10700 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 CHESTERFIELD AVE, LANCASTER, SC 29720-3507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 2, 2021 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 202515581 |
| Deed Book / Page | 1989 / 182 |
| Prior Transfer Date | Jun 29, 2011 |
| Prior Transfer Doc | 0000007006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Nov 18, 2025 |
| Property Address | 407 CHESTERFIELD AVE, LANCASTER, SC 29720-3507 |
| Document Number | 0000015581 |
| Book / Page | 1989 / 182 |
| Map Reference | MB 7 PG 20 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025015581 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $683.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 CHESTERFIELD AVE, LANCASTER, SC 29720-3507 |
| Document Number | 0000015582 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025015582 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Dec 2, 2021 |
| Property Address | 407 CHESTERFIELD AVE, LANCASTER, SC 29720-3507 |
| Document Number | 0000024259 |
| Book / Page | 1495 / 258 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 2021024259 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $845.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 CHESTERFIELD AVE, LANCASTER, SC 29720-3507 |
| Document Number | 0000024260 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021024260 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,020.00 (+12.79%) | $10,451 (+15%) Land $824 Building $9,627 | $316,900 (+39.48%) Land $25,000 Building $291,900 |
| 2024 | $1,791.00 (-11.99%) | $9,088 (-) Land $1,000 Building $8,088 | $227,200 (-) Land $25,000 Building $202,200 |
| 2023 | $2,035.00 | $9,088 Land $1,000 Building $8,088 | $227,200 Land $25,000 Building $202,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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