407 Chester St, Lancaster, PA 17602 Property Records

Lancaster County property record for 407 Chester St, Lancaster, PA 17602

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 3,132 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Nov 2017)
Tax Bill	$3,411 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2017 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`337-38202-0-0000`

Property Details

APN / Parcel Number

Primary APN	`337-38202-0-0000`
Alternative APN	`33713K5C 3 12`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,132 sqft Living Area
Gross Area	3,618 sqft
1st Floor Area	1,566 sqft
Upper Floors Area	1,566 sqft
Basement Area	486 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	407 CHESTER ST
City	LANCASTER
State	PA
Zip	17602-4435
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1000
Census Tract	14700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 7182, LANCASTER, PA 17604-7182
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage JAMES F SCHMUCKER
Nov 20, 2017	Deed, Transfer · Line of Credit LANCASTER REALTY CAPITAL LP
Oct 23, 2017	Grant Deed, Transfer ATTORNEY ONLY
Aug 25, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017 · Amount on File
Deed Sale	Nov 20, 2017 · Amount on File
Deed Document Number	20176368394
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	0006351936
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	407 CHESTER ST, LANCASTER, PA 17602-4435
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7182, LANCASTER, PA 17604-7182

Mortgage

Document Number	0006604536
Date	May 24, 2021
Instrument	6604536

Lender

Name	JAMES F SCHMUCKER
Type	Private Party
Address	1689 WEAVER WAY, LANCASTER, PA 17603

Agreement

Amount	Amount on Record

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 20, 2017
Property Address	407 CHESTER ST, LANCASTER, PA 17602-4435
Document Number	0006368394
Instrument Date	Nov 16, 2017
Instrument	6368394
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2547 LITITZ PIKE, LANCASTER, PA 17601-3739

Mortgage

Document Number	0006368395
Date	Nov 20, 2017
Instrument	6368395

Lender

Name	LANCASTER REALTY CAPITAL LP
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 23, 2017
Property Address	407 CHESTER ST, LANCASTER, PA 17602-4435
Document Number	0006362846
Instrument Date	Oct 13, 2017
Instrument	6362846
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 2ND AVE PHOENIXVILLE PA 194603834, PHOENIXVILLE, PA 19460-3834

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 25, 2017
Property Address	407 CHESTER ST, LANCASTER, PA 17602-4435
Document Number	0006351936
Instrument Date	Aug 10, 2017
Instrument	6351936
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 HILTON DR LANCASTER PA 176035835, LANCASTER, PA 17603-5835

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,300 (-) Land $7,800 Building $77,500	$85,300 (-) Land $7,800 Building $77,500
2025	$3,411.00 (+1.07%)
2024	$3,375.00	$85,300 Land $7,800 Building $77,500
2018			$85,300 Land $7,800 Building $77,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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