407 Charles Rd, Linthicum Heights, MD 21090 Property Records

Anne Arundel County property record for 407 Charles Rd, Linthicum Heights, MD 21090

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,520 sqft · built 2007
Lot Size	0.428 acres (18,643 sqft)
Owner	2 Individual Names on File
Last Sale	$87,900 (Feb 1991)
Tax Bill	$3,723 (2025)
Deeds & Mortgages	Jun 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-000-16497600`

Property Details

APN / Parcel Number

Primary APN	`05-000-16497600`
Alternative APNs	`500016497600` `00016497600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,643 sqft (0.428 acres)
Porch	Open Porch
Porch Area	64 sqft
Deck Area	595 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00016497600
Street Address	407 CHARLES RD
City	LINTHICUM HEIGHTS
State	MD
Zip	21090-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	.428 ACRE NORTH LINTHICUM
Legal Subdivision	NORTH LINTHICUM
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	750300

Owner

407 Charles Rd is owned and occupied by two individuals who bought it in February 1991.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	407 CHARLES RD, LINTHICUM HEIGHTS, MD 21090-1639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 1991 · Amount on File
Deed Sale	Feb 7, 1991 · Amount on File
Deed Book / Page	5258 / 3
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	407 CHARLES RD, LINTHICUM, MD 21090-1639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0332400479
Date	Jun 14, 2019
Book Page	33240/479

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 7, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 407 Charles Rd was $3,723 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,467	$511,800 Land $165,600 Building $346,200
2025	$3,723.00
2023	$3,053.00 Homeowner's exemption	$423,067	$467,800 Land $165,600 Building $302,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Charles Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Charles Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20