Wright County property record for 407 Cedar Pl, Maple Lake, MN 55358
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,541 sqft · built 2005 |
| Lot Size | 0.062 acres (2,726 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Nov 2019) |
| Tax Bill | $2,872 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Second Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-052-001040 |
| Primary APN | 110-052-001040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,541 sqft Living Area |
| 1st Floor Area | 998 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,726 sqft (0.062 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 407 CEDAR PL |
|---|---|
| City | MAPLE LAKE |
| State | MN |
| Zip | 55358-2475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-01 TWP-120 RANGE-027 PAUMEN 4TH ADDN LOT-004 BLOCK-001 |
| Legal Range | 027 |
| Legal Township | 120 |
| Legal Section | 01 |
| Legal Subdivision | PAUMEN 4TH ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | MAPLE LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 100707 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 CEDAR PL, MAPLE LAKE, MN 55358-2475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2019 | Warranty Deed, Transfer · Stand-Alone Second Mortgage HOMEOWNER FINANCIAL |
| Jan 4, 2017 | Deed of Trust, Mortgage · Conventional with PMI NEW PENN FIN'L LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on Record |
| Deed Sale | Nov 8, 2019 · Amount on Record |
| Prior Sale | Nov 26, 2008 |
| Deed Document Number | 20191410507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Nov 8, 2019 |
| Property Address | 407 CEDAR PL, MAPLE LAKE, MN 55358-2475 |
| Document Number | 0001410507 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 1410507 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | ALL AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $521.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 CEDAR PL, MAPLE LAKE, MN 55358-2475 |
| Document Number | 0001410509 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 1410509 |
| Name | HOMEOWNER FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 407 CEDAR PL, MAPLE LAKE, MN 55358-2475 |
| Document Number | 0001334830 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2017 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 407 CEDAR PL MAPLE LAKE MN 553582475, MAPLE LAKE, MN 55358-2475 |
| Document Number | 0001334830 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 1334830 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2047 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Maple Lake City |
| Unified School District | Maple Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,872.00 (+22.42%) | $241,800 (-2.03%) Land $26,000 Building $215,800 | $241,800 (-2.03%) Land $26,000 Building $215,800 |
| 2025 | $246,800 (+11.07%) Land $26,000 Building $220,800 | $246,800 (+11.07%) Land $26,000 Building $220,800 | |
| 2023 | $2,346.00 (+14.77%) | $222,200 Land $16,000 Building $206,200 | $222,200 Land $16,000 Building $206,200 |
| 2022 | $2,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Maple Lake serves 2,215 people · EPA ID MN1860011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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