407 Cavayo Trl, Helotes, TX 78023 Property Records

Bexar County property record for 407 Cavayo Trl, Helotes, TX 78023

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,313 sqft · built 2004
Lot Size	0.507 acres (22,080 sqft)
Owner	2 Company Names on File
Last Sale	$590,600 (Apr 2015)
Tax Bill	$14,172 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04544-111-0330`

Property Details

APN / Parcel Number

Primary APN	`04544-111-0330`
Alternative APN	`988709`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,313 sqft Living Area
Gross Area	4,995 sqft
1st Floor Area	2,704 sqft
2nd Floor Area	1,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	22,080 sqft (0.507 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Open Porch
Porch Area	328 sqft
Patio Area	102 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	407 CAVAYO TRL
City	HELOTES
State	TX
Zip	78023-4392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4544A BLK 11 LOT 33 SONOMA RANCH UT-3C P.U.D.
Legal Subdivision	SONOMA RANCH UN 3-C
Legal Tract	33
Legal Block	11
Legal Lot Number	33
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	3
Census Block	3025
Census Tract	182002

Owner

407 Cavayo Trl is owned by a company that bought it in April 2015 and is owner-occupied.

Source: Bexar County records, as of May 26, 2026

Owner of Record	2 Company Names on File
Mailing Address	407 CAVAYO TRL, HELOTES, TX 78023-4392
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Intrafamily Transfer, Transfer
Jun 23, 2020	Deed of Trust, Mortgage TOGETHER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2015 · Amount on File
Deed Sale	Apr 30, 2015 · Amount on File
Prior Sale	Aug 4, 2009 · Amount on File
Deed Document Number	201575246
Deed Book / Page	17211 / 1308
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEXAR TX
Recording Date	Dec 18, 2025
Property Address	407 CAVAYO TRL, HELOTES, TX 78023-4392
Document Number	0000235874
Map Reference	VOL 9562 PG 42-45
Instrument Date	Dec 18, 2025
Instrument	20250235874
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 CAVAYO TRL, HELOTES, TX 78023-4392

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	407 CAVAYO TRL, HELOTES, TX 78023-4392

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	407 CAVAYO TRL, HELOTES, TX 78023-4392
Document Number	0000189168
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 CAVAYO TRL HELOTES TX 780234392, HELOTES, TX 78023-4392

Mortgage

Document Number	0000189168
Date	Aug 19, 2020
Instrument	189168

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 18, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 407 Cavayo Trl was $14,172 with a homeowner's exemption, down 5.8% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,172.00 (-5.85%) Homeowner's exemption	$754,700 Land $108,190 Building $646,510	$754,700 Land $108,190 Building $646,510
2024	$15,052.00 (+5.28%)
2023	$14,297.00 (-5.33%) Homeowner's exemption	$740,000 Land $108,190 Building $631,810	$740,000 Land $108,190 Building $631,810
2022	$15,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Cavayo Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Cavayo Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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