407 Carroll Dr, Laurens, SC 29360 Property Records

Laurens County property record for 407 Carroll Dr, Laurens, SC 29360

Property Summary

Property Type	Single Family Home
Lot Size	1.04 acres (45,366 sqft)
Owner	Individual Name on File
Tax Bill	$563 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`326-00-00-054`

Property Details

APN / Parcel Number

Primary APN	`326-00-00-054`
Alternative APNs	`3260000054 95890789` `95890789`

Exterior

Lot Area	45,366 sqft (1.04 acres)

Location & Zoning

Street Address	407 CARROLL DR
City	LAURENS
State	SC
Zip	29360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 OAK HILL SUBD
Legal Subdivision	OAK HILL SUBD
Legal Lot Number	23
Jurisdiction	LAURENS SC
Township / Civil Division	LAURENS
Census Block Group	5
Census Block	5028
Census Tract	920400

Owner

407 Carroll Dr is owned and occupied by an individual who acquired it in March 2023.

Source: Laurens County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 892, LAURENS, SC 29360-0892
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Mar 17, 2023	Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Jan 17, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023
Deed Sale	Mar 17, 2023
Deed Document Number	20232075
Deed Book / Page	1722 / 181
Prior Transfer Date	Mar 4, 2023
Prior Transfer Doc	0D17220181
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	407 CARROLL DR, LAURENS, SC 29360
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CARROLL DR, LAURENS, SC 29360

Mortgage

Document Number	0M32080130
Date	Oct 3, 2025
Book Page	M3208/130
Instrument	2025008976

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	407 CARROLL DR, LAURENS, SC 29360
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M24420129
Date	Jul 24, 2018
Book Page	M2442/129
Instrument	2018006268

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2038

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Mar 17, 2023
Property Address	407 CARROLL DR, LAURENS, SC 29360
Document Number	0D17220181
Book / Page	D1722 / 181
Map Reference	MB 31 PG 31
Instrument Date	Mar 4, 2023
Instrument	2023002075
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CARROLL DR, LAURENS, SC 29360

Mortgage

Document Number	2023002077
Date	Mar 17, 2023
Instrument	2023002077

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Jan 17, 2023
Property Address	407 CARROLL DR, LAURENS, SC 29360
Document Number	0D17070126
Book / Page	D1707 / 126
Map Reference	MB 31 PG 31
Instrument Date	Dec 15, 2022
Instrument	2023000328
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 892, LAURENS, SC 29360-0892

Tax Assessment & Valuation

The 2025 property tax bill for 407 Carroll Dr was $563 with a homeowner's exemption, up 4.1% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$563.00 (+4.07%) Homeowner's exemption	$5,020 (-) Land $340 Building $4,680
2024	$541.00 (+23.23%) Homeowner's exemption	$5,020 (+0.4%) Land $340 Building $4,680
2023	$439.00 (-26.59%) Homeowner's exemption	$5,000 (-0.4%)	$125,100 (-3.84%) Land $9,800 Building $115,300
2022	$598.00 Homeowner's exemption	$5,020 Land $340 Building $4,680	$130,100 (-) Land $8,600 Building $121,500
2021			$130,100 Land $8,600 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Carroll Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Carroll Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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