407 Carpenter Hill Rd, Folsom, CA 95630 Property Records

Sacramento County property record for 407 Carpenter Hill Rd, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,668 sqft · built 2004
Lot Size	0.223 acres (9,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,030,500 (Jun 2022)
Tax Bill	$13,399 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`072-2230-031-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2230-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	2,668 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,722 sqft (0.223 acres)
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	407 CARPENTER HILL RD
City	FOLSOM
State	CA
Zip	95630-6271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE 60A, LOT 46
Legal Subdivision	EMPIRE RANCH VILLAGE 60A
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1022
Census Tract	8513

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 6, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Mar 30, 2022	Intrafamily Transfer, Transfer
Mar 28, 2022	Affidavit of Death of Joint Tenant, Transfer
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Oct 23, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Mar 28, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	May 26, 2004 · Amount on Record
Deed Book / Page	20220606 / 1114
Prior Transfer Date	Mar 23, 2022
Prior Transfer Doc	2022001699
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271

Mortgage

Document Number	0000000050
Date	Jun 22, 2021
Instrument	202106220050

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 6, 2022
Property Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271
Document Number	0000001114
Map Reference	MB 309 PG 8
Instrument Date	Jun 1, 2022
Instrument	2022060601114
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271

Mortgage

Document Number	0000001115
Date	Jun 6, 2022
Instrument	2022060601115

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2022
Property Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271
Document Number	0000001699
Map Reference	MB 309 PG 8
Instrument Date	Mar 23, 2022
Instrument	2022033001699
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 28, 2022
Property Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271
Document Number	0000000008
Map Reference	MB 309 PG 8
Instrument Date	Mar 23, 2022
Instrument	2022032800008
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271

Mortgage

Document Number	6220000000050
Date	Jun 22, 2021
Book Page	20210622/50

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 23, 2020
Property Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271
Document Number	2010230970
Instrument Date	Oct 19, 2020
Instrument	2010230970
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 CARPENTER HILL RD FOLSOM CA 956306271, FOLSOM, CA 95630-6271

Mortgage

Document Number	2010230971
Date	Oct 23, 2020
Instrument	2010230971

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271
Document Number	2004130176
Instrument Date	Mar 28, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	407 CARPENTER HILL RD FOLSOM CA 956306271, FOLSOM, CA 95630-6271

Mortgage

Document Number	2004130176
Date	Apr 13, 2020
Instrument	2004130176

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	407 CARPENTER HILL RD, FOLSOM, CA 95630-6271
Document Number	1911040249
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	407 CARPENTER HILL RD FOLSOM CA 956306271, FOLSOM, CA 95630-6271

Mortgage

Document Number	1911040249
Date	Nov 4, 2019
Instrument	1911040249

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,115,443 (+2%) Land $259,782 Building $855,661
2025	$13,399.00 (+1.84%)	$1,093,573 (+4.04%) Land $254,689 Building $838,884
2024	$13,157.00 (+2.61%)
2023	$12,822.00 (+56.6%)	$1,051,110 Land $244,800 Building $806,310
2022	$8,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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