407 Cardinal Ct, Nixa, MO 65714 Property Records

Christian County property record for 407 Cardinal Ct, Nixa, MO 65714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,587 sqft · built 2002
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-0.6-14-3-4-8`

Property Details

APN / Parcel Number

Primary APN	`10-0.6-14-3-4-8`
Alternative APN	`10-0.6-14-003-004-008.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,587 sqft Adjusted Area
1st Floor Area	1,352 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	140 ft deep x 37.9 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	407 CARDINAL CT
City	NIXA
State	MO
Zip	65714-8848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ROYAL ESTATES 1ST ADD
Legal Range	22
Legal Township	27
Legal Section	14
Legal Subdivision	ROYAL EST
Legal Lot Number	7
Jurisdiction	CHRISTIAN MO
Township / Civil Division	ROSEDALE
Census Block Group	1
Census Block	1005
Census Tract	20205

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	407 CARDINAL CT, NIXA, MO 65714-8848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Mar 14, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022
Deed Sale	Aug 24, 2022
Prior Sale	Jun 24, 2016
Deed Document Number	2022012885
Deed Book / Page	2022 / 012885
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	407 CARDINAL CT, NIXA, MO 65714-8848
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CARDINAL CT, NIXA, MO 65714-8848
Investor	Possibly a Property Investor

Mortgage

Document Number	0202511615
Date	Oct 7, 2025
Book Page	2025/11615
Instrument	2025L11758

Lender

Name	ARVEST BANK
Type	Bank
Address	NIXA, MO 65714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	407 CARDINAL CT, NIXA, MO 65714-8848
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202402529
Date	Mar 14, 2024
Book Page	2024/2529
Instrument	2024L02562

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 24, 2022
Property Address	407 CARDINAL CT, NIXA, MO 65714-8848
Document Number	0202212885
Book / Page	2022 / 12885
Map Reference	MB G PG 944
Instrument Date	Aug 22, 2022
Instrument	2022L13010
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	PREFERRED TITLE/MO INC, PREFERRED TITLE OF MO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CARDINAL CT, NIXA, MO 65714-8848
Investor	Possibly a Property Investor

Mortgage

Document Number	2022L13011
Date	Aug 24, 2022
Instrument	2022L13011

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Nixa City
Unified School District	Nixa School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$22,590 (+5.51%)	$118,900 (+5.5%) Land $28,500 Building $90,400
2023	$21,410	$112,700 Land $28,500 Building $84,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIXA PWS serves 24,532 people · EPA ID MO5010576
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Total HighSpeed Internet Solutions, Wisper ISP.

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