407 Brown St, Princeton, WV 24740 Property Records

Mercer County property record for 407 Brown St, Princeton, WV 24740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1957
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Nov 2024)
Tax Bill	$1,777 (2026)
Deeds & Mortgages	Nov 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-12-0023.0000`

Property Details

APN / Parcel Number

Primary APN	`10-12-0023.0000`
Alternative APNs	`28-10-12-0023.0000` `06087110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Raised
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	98 ft deep x 65.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06087110
Street Address	407 BROWN ST
City	PRINCETON
State	WV
Zip	24740-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 A W BROWN ADD
Legal Subdivision	BROWN ADD
Legal Lot Number	15
Jurisdiction	MERCER WV
Township / Civil Division	II
Census Block Group	2
Census Block	2021
Census Tract	1300

Owner

407 Brown St is owned and occupied by an individual who bought it in November 2024.

Source: Mercer County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	407 BROWN ST, PRINCETON, WV 24740-3402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	May 31, 2024 · Amount on File
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER WV
Property Address	407 BROWN ST, PRINCETON, WV 24740-3402
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	BES TITLE AGNECY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 BROWN ST, PRINCETON, WV 24740-3402

Mortgage

Document Number	001482/260
Date	Nov 26, 2024
Book Page	1482/260
Instrument	944065

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25313

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.1%
Type Change Date	Dec 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.1%
Max Rate At Change	8.1%
Index	5-Year TN
Margin	2
Max Rate	10.1%

Tax Assessment & Valuation

The 2026 property tax bill for 407 Brown St was $1,777, up 68.4% from the year before.

Source: Mercer County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mercer County
Municipality	Princeton City
Unified School District	Mercer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,777.00 (+68.44%)	$65,160 (+69.69%) Land $11,820 Building $53,340	$108,600 (+69.69%) Land $19,700 Building $88,900
2025	$1,055.00	$38,400 Land $8,760 Building $29,640	$64,000 Land $14,600 Building $49,400
2023	$109.00 Homeowner's exemption	$27,900 Land $7,680 Building $20,220	$46,500 Land $12,800 Building $33,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 407 Brown St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 2, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1995–2003)
Most Recent Claim	Mar 2003 · Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding And Landslides
Claims by Event	Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Brown St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC BLUESTONE PLANT private · serves 20,562 people · EPA ID WV3304513
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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