407 Brad Ct, Naperville, IL 60565 Property Records

DuPage County property record for 407 Brad Ct, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,411 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Oct 2025)
Tax Bill	$9,562 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-29-305-004`

Property Details

APN / Parcel Number

Primary APN	`08-29-305-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,411 sqft Living Area
Gross Area	3,756 sqft
1st Floor Area	1,886 sqft
Basement Area	1,870 sqft
Finished Basement	525 sqft
Unfinished Basement	1,345 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood Siding
Lot Area	10,019 sqft (0.23 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	407 BRAD CT
City	NAPERVILLE
State	IL
Zip	60565-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROBERTS RESUB ALL
Legal Subdivision	ROBERTS RESUB
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3004
Census Tract	846203

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 BRAD CT, NAPERVILLE, IL 60565-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 14, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Deed Document Number	202568520
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 28, 2025
Property Address	407 BRAD CT, NAPERVILLE, IL 60565-1505
Document Number	0000068520
Map Reference	DOC R75-45864
Instrument Date	Sep 28, 2025
Instrument	R2025-068520
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	407 BRAD CT, NAPERVILLE, IL 60565-1505

Mortgage

Document Number	0000068521
Date	Oct 28, 2025
Instrument	R2025-068521

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	6.37%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	407 BRAD CT, NAPERVILLE, IL 60565-1505
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048382
Date	May 14, 2020
Instrument	R2020-048382

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,562.00 (+15.65%)	$163,854 (+8.53%) Land $69,673 Building $94,181	$491,562 (+8.53%) Land $209,019 Building $282,543
2024	$8,268.00 (+6.26%) Homeowner's exemption Veteran's exemption	$150,976 (+15.05%) Land $64,197 Building $86,779	$452,928 (+15.05%) Land $192,591 Building $260,337
2022	$7,781.00 Homeowner's exemption Senior Citizen's exemption	$131,230 Land $55,800 Building $75,430	$393,690 Land $167,400 Building $226,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1982–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2014 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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