San Diego County property record for 407 Bonair St, La Jolla, CA 92037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,529 sqft · built 2007 |
| Lot Size | 0.98 acres (4,252 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,200,000 (Dec 2024) |
| Tax Bill | $28,081 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351-391-01-04 |
| Primary APN | 351-391-01-04 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,529 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 4,252 sqft (0.98 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 407 BONAIR ST |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-5913 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-3-7 |
| Legal Description | PAR 1 US 4 PER DOC07-785458&UND INT IN TR PM20398 |
| Legal Subdivision | 401-407 BONAIR STREET CONDO |
| Legal Block | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 8101 |
407 Bonair St, a condominium, is held in a trust since December 2024.
Source: San Diego County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 965 ARMANDITO DR, LAS VEGAS, NV 89138-7583 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 30, 2020 | Quit Claim Deed, Transfer CHURCHILL MTG HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Prior Sale | May 21, 2014 · Amount on File |
| Deed Document Number | 2024344842 |
| Prior Transfer Date | Oct 18, 2024 |
| Prior Transfer Doc | 0000344843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 24, 2026 |
| Property Address | 407 BONAIR ST, LA JOLLA, CA 92037-5913 |
| Document Number | 0000278341 |
| Instrument Date | Sep 17, 2026 |
| Instrument | 2026278341 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 965 ARMANDITO DR, LAS VEGAS, NV 89138-7583 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 407 BONAIR ST, LA JOLLA, CA 92037-5913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 965 ARMANDITO DR, LAS VEGAS, NV 89138-7583 |
| Document Number | 0000074549 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-0074549 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 30, 2020 |
| Property Address | 407 BONAIR ST, LA JOLLA, CA 92037-5913 |
| Document Number | 0000676144 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 676144 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 407 BONAIR ST LA JOLLA CA 920375913, LA JOLLA, CA 92037-5913 |
| Document Number | 676145 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 676145 |
| Name | CHURCHILL MTG HM LOANS |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2050 |
The 2025 property tax bill for 407 Bonair St was $28,081, up 115.2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,244,000 (+2%) Land $1,861,500 Building $382,500 | |
| 2025 | $28,081.00 (+115.16%) | $2,200,000 Land $1,825,000 Building $375,000 |
| 2024 | $13,051.00 (+2.26%) | |
| 2023 | $12,763.00 (+2.75%) Homeowner's exemption | $1,046,287 Land $686,629 Building $359,658 |
| 2022 | $12,422.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Bonair St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 Bonair St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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